Stearns County property record for 4352 31st St S, Saint Cloud, MN 56301
| Property Type | Other Improved |
|---|---|
| Lot Size | 0.158 acres (6,882 sqft) |
| Owner | Individual Name on File |
| Last Sale | $298,000 (Mar 2022) |
| Tax Bill | $4,470 (2026) |
| Deeds & Mortgages | Sep 2025 Transfer Apr 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-51188-0068 |
| Primary APN | 82-51188-0068 |
|---|
| Lot Area | 6,882 sqft (0.158 acres) |
|---|---|
| Lot Width | 55 ft Width |
| Cooling System | None |
|---|
| Street Address | 4352 31ST ST S |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-6246 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | PUD78 |
| Legal Description | LOT 005 BLK 006 STONE GATE SECTION 28 TOWNSHIP 124 RANGE 028 SECTION 28 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 28 |
| Legal Subdivision | STONE GATE |
| Legal Block | 6 |
| Legal Lot Number | 5 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 401 |
4352 31st St S is owned and occupied by an individual who acquired it in September 2025.
Source: Stearns County records, as of April 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4352 31ST ST S, SAINT CLOUD, MN 56301-6246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 4, 2025 | Transfer on Death Deed, Transfer |
| Apr 1, 2022 | Warranty Deed, Transfer MINNESOTA TITLE |
| Apr 1, 2022 | Warranty Deed, Transfer MINNESOTA TITLE |
| May 25, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2022 · Amount on File |
| Deed Sale | Mar 29, 2022 · Amount on File |
| Prior Sale | May 25, 2021 · Amount on File |
| Deed Document Number | 20221392824 |
| Last Transfer Date | Sep 2, 2025 |
| Transfer Doc | 00A1699019 |
| Record Updated | Jun 8, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Sep 4, 2025 |
| Property Address | 4352 31ST ST S, SAINT CLOUD, MN 56301-6246 |
| Document Number | 00A1699019 |
| Instrument Date | Sep 2, 2025 |
| Instrument | A1699019 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Apr 1, 2022 |
| Property Address | 4352 31ST ST S, SAINT CLOUD, MN 56301-6246 |
| Document Number | 00A1629412 |
| Instrument Date | Mar 29, 2022 |
| Instrument | A1629412 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2023 |
| Title Company | MINNESOTA TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4352 31ST ST S, SAINT CLOUD, MN 56301-6246 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Apr 1, 2022 |
| Property Address | 4352 31ST ST S, SAINT CLOUD, MN 56301-6246 |
| Document Number | 00A1629419 |
| Instrument Date | Mar 29, 2022 |
| Instrument | A1629419 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2023 |
| Title Company | MINNESOTA TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4352 31ST ST S, SAINT CLOUD, MN 56301-6246 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | May 25, 2021 |
| Property Address | 4352 31ST ST S, SAINT CLOUD, MN 56301-6246 |
| Document Number | 00A1603857 |
| Instrument Date | May 21, 2021 |
| Instrument | A1603857 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 2ND ST NW, AVON, MN 56310-9507 |
The 2026 property tax bill for 4352 31st St S was $4,470 with a homeowner's exemption, up 20.8% from the year before.
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,470.00 (+20.81%) | ||
| 2025 | $3,700.00 Homeowner's exemption | $317,500 Land $70,000 Building $247,500 | $317,500 Land $70,000 Building $247,500 |
| 2023 | $3,532.00 | $295,000 Land $45,000 Building $250,000 | $295,000 Land $45,000 Building $250,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4352 31st St S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4352 31st St S is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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