4339 31st St S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 4339 31st St S, Saint Cloud, MN 56301

Property Summary

Property Type	Vacant Land
Lot Size	0.229 acres (9,975 sqft)
Owner	Company Name on File
Last Sale	$68,869 (Apr 2026)
Tax Bill	$548 (2026)
Deeds & Mortgages	Apr 2026 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`82-51188-0061`

Property Details

APN / Parcel Number

Primary APN	`82-51188-0061`

Exterior

Lot Area	9,975 sqft (0.229 acres)
Lot Width	80 ft Width

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	4339 31ST ST S
City	SAINT CLOUD
State	MN
Zip	56301-6246
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	PUD78
Legal Description	LOT 005 BLK 005 STONE GATE SECTION 28 TOWNSHIP 124 RANGE 028 SECTION 28 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	28
Legal Subdivision	STONE GATE
Legal Block	5
Legal Lot Number	5
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2000
Census Tract	401

Owner

4339 31st St S, vacant land, is owned by a company that bought it in April 2026.

Source: Stearns County records, as of July 7, 2026

Owner of Record	Company Name on File
Mailing Address	10713 JERSEY CT N, MINNEAPOLIS, MN 55445-2300
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2026 · Amount on File
Deed Sale	Apr 27, 2026 · Amount on File
Deed Document Number	20261712052
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 27, 2026
Property Address	4339 31ST ST S, SAINT CLOUD, MN 56301-6246
Document Number	0001712052
Instrument Date	Apr 22, 2026
Instrument	2026.1712052
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$22,954.27
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10713 JERSEY CT N, BROOKLYN PARK, MN 55445-2300

Mortgage

Document Number	0001712053,
Date	Apr 27, 2026
Instrument	2026.1712053

Lender

Name	FINANCE AMERICA LLC

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	6 Months
Due	Oct 24, 2026

Interest

Rate	6.11%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 4339 31st St S was $548.

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$548.00
2025		$30,000 Land $30,000	$30,000 Land $30,000
2023	$496.00	$30,000 Land $30,000	$30,000 Land $30,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4339 31st St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4339 31st St S is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20