4355 la Panza Rd, Creston, CA 93432 Property Records

San Luis Obispo County property record for 4355 la Panza Rd, Creston, CA 93432

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,808 sqft · built 1977
Lot Size25.5 acres (1,114,265 sqft)
Owner2 Individual Names on Record
Last Sale$470,000 (Sep 2018)
Tax Bill$6,580 (2025)
Deeds & MortgagesSep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN043-091-080

Property Details

APN / Parcel Number

Primary APN043-091-080

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,808 sqft Living Area
1st Floor Area1,808 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Construction TypeManufactured
Lot Area1,114,265 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address4355 LA PANZA RD
CityCRESTON
StateCA
Zip93432-9763
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionPM 16/92 PAR 4 LESS RD
Legal SubdivisionPARCEL MAP CO 74-296
Legal Block1
Legal Lot Number4
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionATASCADERO
Census Block Group1
Census Block1000
Census Tract13100

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4355 LA PANZA RD, CRESTON, CA 93432-9763
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 27, 2018 · Amount on Record
Deed SaleSep 27, 2018 · Amount on Record
Deed Document Number201840007
Prior Transfer DateAug 29, 2018
Prior Transfer Doc0000040007
Record UpdatedOct 29, 2026

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateSep 27, 2018
Property Address4355 LA PANZA RD, CRESTON, CA 93432-9763
Document Number0000040007
Map ReferenceMB16 PG92
Instrument DateAug 29, 2018
Instrument2018040007
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4355 LA PANZA RD, CRESTON, CA 93432-9763

Mortgage

Document Number0000040008
DateSep 27, 2018
Instrument2018040008
Lender
NameAMERICAN RIVIERA BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueOct 1, 2048
Interest
Rate TypeAdjustable Rate
Rate4.75%
Type Change DateOct 1, 2028
Change FrequencyAnnually
Min Rate At Change4.75%
Max Rate At Change9.75%
Index1-Year CMT
Max Rate9.75%

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictAtascadero Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$587,664 (+2%) Land $443,878 Building $143,786
2025$6,580.00 (+4.89%)$576,142 (+4.04%) Land $435,175 Building $140,967
2023$6,273.00 (+1.24%)$553,772 Land $418,278 Building $135,494
2022$6,196.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 48% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Surfnet Communications
Fixed Wireless
100 / 20
Ranch Wifi
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on la Panza Rd

Nearby Streets

Search Property Records by Address or Parcel Number