4346 Harding Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 4346 Harding Ave, Cincinnati, OH 45211

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,104 sqft · built 1927
Lot Size0.185 acres (8,059 sqft)
OwnerOwner Name on Record
Last Sale$87,900 (May 2005)
Tax Bill$2,361 (2025)
Deeds & MortgagesJun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN551-0008-0004-00

Property Details

APN / Parcel Number

Primary APN551-0008-0004-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,104 sqft Living Area
1st Floor Area552 sqft
2nd Floor Area552 sqft
Basement Area552 sqft

Exterior

Year BuiltBuilt 1927
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area8,059 sqft (0.185 acres)
Lot Dimensions161 ft deep x 50 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area96 sqft
Patio Area390 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address4346 HARDING AVE
CityCINCINNATI
StateOH
Zip45211-4406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARDING AVE 50 X 161.15 LOT 66 GRILEYS 2ND ADDN TO CHEVIOT
Legal SubdivisionCHEVIOT
Legal Lot Number66
JurisdictionHAMILTON OH
Township / Civil DivisionCHEVIOT
Census Block Group2
Census Block2001
Census Tract20901

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address4346 HARDING AVE, CINCINNATI, OH 45211-4406
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2005 · Amount on Record
Deed SaleMay 2, 2005 · Amount on Record
Deed Document Number52504
Record UpdatedJun 8, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address4346 HARDING AVE, CINCINNATI, OH 45211-4406
Document Number0000052329
Instrument DateJun 9, 2018
Transaction TypeMortgage
Record UpdatedSep 5, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address4346 HARDING AVE CINCINNATI OH 452114406, CINCINNATI, OH 45211-4406

Mortgage

Document Number0000052329
DateJun 19, 2018
Book Page013692/002003
Instrument52329
Lender
NameCINCINNATUS S&L
TypeFederal Savings Bank
AddressCINCINNATI, OH 45211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJun 18, 2023

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCheviot City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,361.00 (+2.79%)$37,860 (-) Land $8,834 Building $29,026
2024$2,297.00 (-1.96%)$37,860 (-) Land $8,834 Building $29,026
2023$2,343.00 (+24.03%)$37,860 (+43.23%) Land $8,834 Building $29,026$108,170 (+43.23%) Land $25,240 Building $82,930
2022$1,889.00 Homeowner's exemption$26,433 Land $8,355 Building $18,078
2020$75,520 Land $23,870 Building $51,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Harding Ave

Nearby Streets

Search Property Records by Address or Parcel Number