4342 Harding Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 4342 Harding Ave, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,638 sqft · built 1927
Lot Size	0.185 acres (8,059 sqft)
Owner	2 Owner Names on Record
Last Sale	$95,000 (Nov 2001)
Tax Bill	$3,156 (2025)
Deeds & Mortgages	Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`551-0008-0005-00`

Property Details

APN / Parcel Number

Primary APN	`551-0008-0005-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,638 sqft Living Area
1st Floor Area	910 sqft
2nd Floor Area	728 sqft
Upper Floors Area	728 sqft
Basement Area	910 sqft

Exterior

Year Built	Built 1927
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	8,059 sqft (0.185 acres)
Lot Dimensions	160 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	91 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4342 HARDING AVE
City	CINCINNATI
State	OH
Zip	45211-4406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4342 HARDING 50 X 160.99 LOT 65 GRILEYS 2ND ADDN TO CHEVIOT
Legal Subdivision	CHEVIOT
Legal Lot Number	65
Jurisdiction	HAMILTON OH
Township / Civil Division	CHEVIOT
Census Block Group	2
Census Block	2001
Census Tract	20901

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	4342 HARDING AVE, CINCINNATI, OH 45211-4406
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2001 · Amount on Record
Deed Sale	Nov 16, 2001 · Amount on Record
Deed Document Number	953600
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4342 HARDING AVE, CINCINNATI, OH 45211-4406
Document Number	0000058521
Instrument Date	Jul 2, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4342 HARDING AVE CINCINNATI OH 452114406, CINCINNATI, OH 45211-4406

Mortgage

Document Number	0000058521
Date	Jul 19, 2019
Book Page	013962/002441
Instrument	58521

Lender

Name	PNC BK
Type	Bank
Address	CINCINNATI, OH 45211

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cheviot City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,156.00 (+2.7%)	$50,565 (-) Land $8,834 Building $41,731
2024	$3,073.00 (-1.92%)	$50,565 (-) Land $8,834 Building $41,731
2023	$3,133.00 (+24.92%)	$50,565 (+44.35%) Land $8,834 Building $41,731	$144,470 (+44.35%) Land $25,240 Building $119,230
2022	$2,508.00 Homeowner's exemption	$35,029 Land $8,355 Building $26,674
2020			$100,080 Land $23,870 Building $76,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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