4351 Biscayne Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 4351 Biscayne Dr, Hernando Beach, FL 34607 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1996
Square Footage	2,498 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$325,000 (2015)
Tax Bill	$4,533.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`R12-223-16-2020-0680-0140`
Alternative APNs	`00161032` `161032`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	2,498 sqft Living Area
1st Floor	1,486 sqft 1st Floor
Upper Floors	1,012 sqft Upper Floors
Stories	3 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	8,712 sqft (0.2 acres)
Parking Spaces	4 Parking Spaces
Garage Area	1,060 sqft Garage

Exterior Amenities

Deck Area	32 sqft Deck
Porch	1 Porch
Porch Area	388 sqft Porch
Boat Access	Boat Access

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	00161032
Street Address	4351 BISCAYNE DR
City	HERNANDO BEACH
State	FL
Zip	34607-3006
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GULF COAST RET UNIT 6 BLK 68 LOT 14
Legal Range	16E
Legal Township	23S
Legal Section	12
Legal Subdivision	GULF COAST RET UNIT 6
Legal Block	68
Legal Lot Number	14
Legal Unit	6
Jurisdiction	HERNANDO FL
Minor Civil Division	HERNANDO BEACH
Census Blockgroup	2
Census Block	2035
Census Tract	41501

Owner

Source: Hernando County records · APN R12-223-16-2020-0680-0140

Assessment roll updated October 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4351 BISCAYNE DR, HERNANDO BEACH, FL 34607-3006
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 17, 2015 · Amount on Record
Deed Sale	Apr 17, 2015 · Amount on Record
Prior Sale	Nov 13, 1997 · Amount on Record
Deed Doc Number	2015022772
Deed Book / Page	3213 / 0382
Record Refreshed	Jun 08, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	4351 BISCAYNE DR, HERNANDO BEACH, FL 34607-3006
Document Number	0038201444
Instrument Date	Mar 06, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	4351 BISCAYNE DR HERNANDO BEACH FL 346073006, HERNANDO BEACH, FL 34607-3006

Mortgage

Document Number	0038201444
Date	Mar 19, 2020
Book Page	003820/001444
Instrument	18281

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Mar 18, 2060

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,533.00 (+0.42%) Additional exemption filed	$357,011 (+5.99%)	$626,803 (-2.88%) Land $252,841 Building $373,962
2023		$336,844 Land $336,844
2022	$4,514.00		$645,383 Land $198,333 Building $447,050

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	13.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,786 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.