4317 Biscayne Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 4317 Biscayne Dr, Hernando Beach, FL 34607 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,200 sqft · built 1966
Lot Size	0.181 acres (7,879 sqft)
Owner	2 Company Names on File
Last Sale	$267,000 (Aug 2017)
Tax Bill	$3,047 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`R12-223-16-2020-0690-0080`

Property Details

APN / Parcel Number

Primary APN	`R12-223-16-2020-0690-0080`
Alternative APNs	`00161112` `161112`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	1,883 sqft
1st Floor Area	1,200 sqft
Flooring	Terrazzo
Interior Walls	Paneling

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1981
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,879 sqft (0.181 acres)
Garage Type	Attached
Garage Area	279 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	323 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00161112
Street Address	4317 BISCAYNE DR
City	HERNANDO BEACH
State	FL
Zip	34607-3006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GULF COAST RET UNIT 6 BLK 69 LOT 8
Legal Range	16E
Legal Township	23S
Legal Section	12
Legal Subdivision	GULF COAST RET UNIT 6
Legal Block	69
Legal Lot Number	8
Jurisdiction	HERNANDO FL
Township / Civil Division	HERNANDO BEACH
Census Block Group	2
Census Block	2035
Census Tract	41501

Owner

Source: Hernando County records · APN R12-223-16-2020-0690-0080

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	4317 BISCAYNE DR, HERNANDO BEACH, FL 34607-3006
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 25, 2017 · Amount on Record
Deed Sale	Aug 25, 2017 · Amount on Record
Prior Sale	Aug 11, 2003 · Amount on Record
Deed Document Number	201749227
Deed Book / Page	3501 / 725
Last Transfer Date	Mar 04, 2025
Transfer Doc	0045320546
Record Updated	Jun 08, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 25, 2017
Property Address	4317 BISCAYNE DR, HERNANDO BEACH, FL 34607-3006
Document Number	0035010725
Book / Page	003501 / 000725
Instrument Date	Aug 23, 2017
Instrument	49227
Transaction Type	Transfer
Record Updated	Sep 26, 2017
Title Company	GULF COAST TITLE COMPANY INC, GULF COAST TITLE CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,869.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4317 BISCAYNE DR HERNANDO BEACH FL 346073006, HERNANDO BEACH, FL 34607-3006

Mortgage

Document Number	35010726
Date	Aug 25, 2017
Book Page	003501/000726
Instrument	49228

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2047

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,047.00 (+28.03%)	$220,520 (+12.32%)	$389,098 (+14.59%) Land $268,739 Building $120,359
2023		$196,328 Land $74,613 Building $121,715
2022	$2,380.00		$339,545 Land $210,435 Building $129,110

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530415012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 412 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	412 in force
Nearby Flood Claims	1,071 (1979–2024)
Claims Outside the SFHA	6 of 1,071
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm	Hurricane Helene, Sep 2024 · 342 claims Hurricane Idalia, Sep 2023 · 115 claims Tropical Storm Josephine, Oct 1996 · 84 claims

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,786 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 215 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
WOW Internet, Cable & Phone	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.