Hernando County property record for 4357 Biscayne Dr, Hernando Beach, FL 34607 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1996 |
| Square Footage | 1,400 sqft Living Area |
| Lot Size | 7,317 sqft (0.168 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $631,000 (2022) |
| Tax Bill | $7,222.00 (2025) |
| Primary APN | R12-223-16-2020-0680-0130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 1,400 sqft Living Area |
| Gross Area | 3,632 sqft Gross Area |
| 1st Floor | 1,400 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Combination, Other Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,317 sqft (0.168 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 1,072 sqft Garage |
| Carport | Carport |
| Carport Area | 1,072 sqft Carport |
| Patio Area | 80 sqft Patio |
| Porch | Porch |
| Porch Area | 432 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 00161023 |
|---|---|
| Street Address | 4357 BISCAYNE DR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-3006 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GULF COAST RET UNIT 6 BLK 68 LOT 13 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 12 |
| Legal Subdivision | GULF COAST RET UNIT 6 |
| Legal Block | 68 |
| Legal Lot Number | 13 |
| Jurisdiction | HERNANDO FL |
| Minor Civil Division | HERNANDO BEACH |
| Census Blockgroup | 2 |
| Census Block | 2035 |
| Census Tract | 41501 |
Source: Hernando County records · APN R12-223-16-2020-0680-0130
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4357 BISCAYNE DR, HERNANDO BEACH, FL 34607-3006 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Mar 13, 2026 | Deed of Trust, Mortgage · Stand Alone Second Mortgage PENAIR CU |
| Jun 24, 2022 | Warranty Deed, Transfer · Veterans Administration Mortgage USAA FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 24, 2022 · Amount on Record |
| Deed Sale | Jun 24, 2022 · Amount on Record |
| Prior Sale | Sep 05, 2013 · Amount on Record |
| Deed Doc Number | 202249075 |
| Deed Book / Page | 4188 / 824 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4357 BISCAYNE DR, HERNANDO BEACH, FL 34607-3006 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4357 BISCAYNE DR, HERNANDO BEACH, FL 34607-3006 |
| Document Number | 0046810603 |
|---|---|
| Date | Mar 13, 2026 |
| Book Page | 4681/603 |
| Instrument | 2026016976 |
| Name | PENAIR CU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32514 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 10, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jun 24, 2022 |
| Property Address | 4357 BISCAYNE DR, HERNANDO BEACH, FL 34607-3006 |
| Document Number | 0041880824 |
| Book / Page | 4188 / 824 |
| Map Reference | MB 7 PG 14 |
| Instrument Date | Jun 18, 2022 |
| Instrument | 2022049075 |
| Transaction Type | Transfer |
| Record Updated | Oct 04, 2022 |
| Title Company | SOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,417.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 69 HIGH VIEW TER, 69, BUFFALO, NY 14220-2716 |
| Name | Verified Name |
|---|---|
| Address | 4357 BISCAYNE DR, HERNANDO BEACH, FL 34607-3006 |
| Document Number | 0004188826 |
|---|---|
| Date | Jun 24, 2022 |
| Instrument | 4188/826 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,222.00 (+0.15%) Homeowner's exemption Veteran's exemption | $517,955 (+0.68%) Land $255,129 Building $262,826 | $517,955 (+0.68%) Land $255,129 Building $262,826 |
| 2023 | $514,432 Land $207,370 Building $307,062 | ||
| 2022 | $7,211.00 | $514,432 Land $200,984 Building $313,448 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Coastal | Yes |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,786 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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