Warren County property record for 435 Thomas Dr, Springboro, OH 45066
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,134 sqft · built 2001 |
| Lot Size | 0.318 acres (13,830 sqft) |
| Owner | Individual Name on File |
| Last Sale | $330,000 (Jun 2008) |
| Tax Bill | $7,604 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-09-374-025-0 |
| Primary APN | 04-09-374-025-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,134 sqft Living Area |
| Gross Area | 3,554 sqft |
| 1st Floor Area | 588 sqft |
| 2nd Floor Area | 1,273 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick/Stone |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Lot Area | 13,830 sqft (0.318 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 240 sqft |
| Patio Area | 260 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 551262 |
|---|---|
| Street Address | 435 THOMAS DR |
| City | SPRINGBORO |
| State | OH |
| Zip | 45066-8682 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EST.5 SETT.WALK LOT 110 |
| Legal Range | 5 |
| Legal Township | 2 |
| Legal Section | 9 |
| Legal Subdivision | EST.5 SETT.WALK |
| Legal Block | 62 |
| Legal Lot Number | 110 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 30901 |
435 Thomas Dr is owned and occupied by an individual who bought it in June 2008.
Source: Warren County records, as of April 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 435 THOMAS DR, SPRINGBORO, OH 45066-8682 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2008 · Amount on File |
| Deed Sale | Jun 9, 2008 · Amount on File |
| Prior Sale | Jun 9, 2008 · Amount on File |
| Deed Document Number | 2008697035 |
| Deed Book / Page | 4693 / 525 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 435 THOMAS DR, SPRINGBORO, OH 45066-8682 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 2021037568 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 2021-037568 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 435 Thomas Dr was $7,604.
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Clear Creek Township |
| Municipality | Springboro City |
| Unified School District | Springboro Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,604.00 | $195,220 Land $45,500 Building $149,720 | $557,770 Land $130,000 Building $427,770 |
| 2023 | $6,293.00 (+1.48%) Homeowner's exemption | $147,798 (-) Land $20,650 Building $127,148 | |
| 2022 | $6,201.00 Homeowner's exemption | $147,798 Land $20,650 Building $127,148 | $422,280 (-) Land $59,000 Building $363,280 |
| 2021 | $422,280 Land $59,000 Building $363,280 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 435 Thomas Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 435 Thomas Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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