Warren County property record for 425 Thomas Dr, Springboro, OH 45066
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,642 sqft · built 2002 |
| Lot Size | 0.357 acres (15,564 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $638,700 (Mar 2023) |
| Tax Bill | $7,825 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-09-374-024-0 |
| Primary APN | 04-09-374-024-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,642 sqft Living Area |
| 1st Floor Area | 2,642 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Brick/Stone |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Lot Area | 15,564 sqft (0.357 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Deck Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 551261 |
|---|---|
| Old Parcel Number | 0409374024 |
| Street Address | 425 THOMAS DR |
| City | SPRINGBORO |
| State | OH |
| Zip | 45066-8682 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EST.5 SETT.WALK #109 |
| Legal Subdivision | EST.5 SETT.WALK |
| Legal Block | 374 |
| Legal Lot Number | 109 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 30901 |
Source: Warren County records, as of February 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 425 THOMAS DR, SPRINGBORO, OH 45066-8682 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| May 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Aug 17, 2018 | Deed of Trust, Mortgage · Conventional with PMI HUNTINGTON NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2023 · Amount on Record |
| Deed Sale | Mar 30, 2023 · Amount on Record |
| Prior Sale | Jul 12, 2004 · Amount on Record |
| Deed Document Number | 0000005972 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Mar 30, 2023 |
| Property Address | 425 THOMAS DR, SPRINGBORO, OH 45066-8682 |
| Document Number | 0000005972 |
| Map Reference | MB 49 PG 81-83 |
| Instrument Date | Mar 29, 2023 |
| Instrument | 2023-005972 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2023 |
| Title Company | HOME SERVICES TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 425 THOMAS DR, SPRINGBORO, OH 45066-8682 |
| Document Number | 0000005973 |
|---|---|
| Date | Mar 30, 2023 |
| Instrument | 2023-005973 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 425 THOMAS DR, SPRINGBORO, OH 45066-8682 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021022867 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 2021-022867 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 425 THOMAS DR, SPRINGBORO, OH 45066-8682 |
| Document Number | 0000025149 |
| Instrument Date | Aug 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 425 THOMAS DR SPRINGBORO OH 450668682, SPRINGBORO, OH 45066-8682 |
| Document Number | 0000025149 |
|---|---|
| Date | Sep 4, 2018 |
| Instrument | 25149 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 3, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.82% |
Source: Warren County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Clear Creek Township |
| Municipality | Springboro City |
| Unified School District | Springboro Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,825.00 (+20.24%) | $200,886 (+31.44%) Land $45,500 Building $155,386 | $573,960 (+31.44%) Land $130,000 Building $443,960 |
| 2023 | $6,508.00 (+1.5%) Homeowner's exemption | $152,838 (-) Land $20,650 Building $132,188 | |
| 2022 | $6,412.00 Homeowner's exemption | $152,838 Land $20,650 Building $132,188 | $436,680 (-) Land $59,000 Building $377,680 |
| 2021 | $436,680 Land $59,000 Building $377,680 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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