Cherokee County property record for 435 Summit St, Cherokee, IA 51012
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 912 sqft · built 1970 |
| Lot Size | 0.122 acres (5,300 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,930 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0726308007 |
| Primary APN | 0726308007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 912 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Basement Area | 912 sqft |
| Finished Basement | 800 sqft |
| Unfinished Basement | 112 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Split Foyer |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,300 sqft (0.122 acres) |
| Lot Dimensions | 100 ft deep x 53 ft wide |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 223 sqft |
| Patio Area | 223 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 435 SUMMIT ST |
|---|---|
| City | CHEROKEE |
| State | IA |
| Zip | 51012-1941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N100' LOT 6 OF LOT 4 BLK 3 BUR MAG SPR ADD 7351A |
| Legal Subdivision | BUR MAG SPR ADD |
| Legal Block | 3 |
| Legal Lot Number | 4,6 |
| Jurisdiction | CHEROKEE IA |
| Township / Civil Division | CHEROKEE |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 80101 |
435 Summit St is owned and occupied by two individuals.
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 435 SUMMIT ST, CHEROKEE, IA 51012-1941 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 435 Summit St was $1,930 with a homeowner's exemption.
Source: Cherokee County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Cherokee County |
| Municipality | Cherokee City |
| Unified School District | Cherokee Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,930.00 | $140,970 (-) Land $9,010 Building $131,960 | $140,970 (-) Land $9,010 Building $131,960 |
| 2025 | $140,970 Land $9,010 Building $131,960 | $140,970 Land $9,010 Building $131,960 | |
| 2024 | $1,906.00 | ||
| 2023 | $125,030 (+36.2%) Land $9,010 Building $116,020 | $125,030 Land $9,010 Building $116,020 | |
| 2022 | $1,580.00 Homeowner's exemption | $91,800 Land $6,760 Building $85,040 | |
| 2021 | $91,800 Land $6,760 Building $85,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 435 Summit St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective December 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2019–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 435 Summit St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHEROKEE RWS - CHEROKEE SUBSYSTEM private · serves 3,315 people · EPA ID IA1811001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Also Mapped Here | CHEROKEE WATER SUPPLY - PLANT 1 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Northwest Communications Fixed Wireless | 100 / 20 |
May also be available: C-M-L Telephone Cooperative Association, Verizon.
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