Cherokee County property record for 422 Summit St, Cherokee, IA 51012
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 904 sqft · built 1900 |
| Lot Size | 0.153 acres (6,666 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $832 (2026) |
| Deeds & Mortgages | Jan 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0726306014 |
| Primary APN | 0726306014 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 904 sqft Living Area |
| 1st Floor Area | 432 sqft |
| Basement Area | 432 sqft |
| Finished Basement | 100 sqft |
| Unfinished Basement | 332 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 6,666 sqft (0.153 acres) |
| Lot Dimensions | 101 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 96 sqft |
| Patio Area | 272 sqft |
| Lean-To | Lean-To |
| Cooling System | HVAC |
|---|---|
| Heating System | Gravity Furnace |
| Water Source | Commercial |
| Street Address | 422 SUMMIT ST |
|---|---|
| City | CHEROKEE |
| State | IA |
| Zip | 51012-1942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S101' LOT 6 BLK 1 BUR MAG SPR ADD 7335 |
| Legal Subdivision | BUR MAG SPR ADD |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | CHEROKEE IA |
| Township / Civil Division | CHEROKEE |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 80101 |
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 422 SUMMIT ST, CHEROKEE, IA 51012-1942 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE IA |
| Property Address | 422 SUMMIT ST, CHEROKEE, IA 51012-1942 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 422 SUMMIT ST, CHEROKEE, IA 51012-1942 |
| Document Number | 002022/214 |
|---|---|
| Date | Jan 25, 2022 |
| Book Page | 2022/214 |
| Instrument | 2022 0214 |
| Name | NORTH STAR COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHEROKEE, IA 51012 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 17, 2032 |
Source: Cherokee County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Cherokee County |
| Municipality | Cherokee City |
| Unified School District | Cherokee Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $832.00 (+0.48%) | $66,970 (-) Land $11,350 Building $55,620 | $66,970 (-) Land $11,350 Building $55,620 |
| 2025 | $66,970 (+11.36%) Land $11,350 Building $55,620 | $66,970 (+11.36%) Land $11,350 Building $55,620 | |
| 2024 | $828.00 (+15.32%) | ||
| 2023 | $60,140 (+29.17%) Land $11,350 Building $48,790 | $60,140 (+29.17%) Land $11,350 Building $48,790 | |
| 2022 | $718.00 Homeowner's exemption | $46,560 Land $8,510 Building $38,050 | |
| 2021 | $46,560 Land $8,510 Building $38,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2019–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHEROKEE RWS - CHEROKEE SUBSYSTEM private · serves 3,315 people · EPA ID IA1811001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Also Mapped Here | CHEROKEE WATER SUPPLY - PLANT 1 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Northwest Communications Fixed Wireless | 100 / 20 |
May also be available: C-M-L Telephone Cooperative Association, Verizon.
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