Cherokee County property record for 424 Summit St, Cherokee, IA 51012
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 748 sqft · built 1930 |
| Lot Size | 0.153 acres (6,666 sqft) |
| Owner | Company Name on File |
| Tax Bill | $922 (2026) |
| Deeds & Mortgages | Sep 2021 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 0726306015 |
| Primary APN | 0726306015 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 748 sqft Living Area |
| 1st Floor Area | 484 sqft |
| Basement Area | 484 sqft |
| Unfinished Basement | 484 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,666 sqft (0.153 acres) |
| Lot Dimensions | 101 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 424 SUMMIT ST |
|---|---|
| City | CHEROKEE |
| State | IA |
| Zip | 51012-1942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S101' LOT 7 BLK 1 BUR MAG SPR ADD 7338 |
| Legal Subdivision | BUR MAG SPR ADD |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | CHEROKEE IA |
| Township / Civil Division | CHEROKEE |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 80101 |
424 Summit St, a single family home, is owned by a company.
Source: Cherokee County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 24154 K30, MERRILL, IA 51038-8759 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | CHEROKEE IA |
| Recording Date | Sep 9, 2021 |
| Property Address | 424 SUMMIT ST, CHEROKEE, IA 51012-1942 |
| Document Number | 02021/2119 |
| Book / Page | 2021 / 2119 |
| Instrument Date | Sep 3, 2021 |
| Instrument | 2021 2119 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 13, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24154 K30, MERRILL, IA 51038-8759 |
The 2026 property tax bill for 424 Summit St was $922.
Source: Cherokee County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Cherokee County |
| Municipality | Cherokee City |
| Unified School District | Cherokee Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $922.00 | $62,120 (-) Land $11,350 Building $50,770 | $62,120 (-) Land $11,350 Building $50,770 |
| 2025 | $62,120 Land $11,350 Building $50,770 | $62,120 Land $11,350 Building $50,770 | |
| 2024 | $1,374.00 | ||
| 2023 | $56,190 (+27.59%) Land $11,350 Building $44,840 | $56,190 Land $11,350 Building $44,840 | |
| 2022 | $838.00 | $44,040 Land $8,510 Building $35,530 | |
| 2021 | $44,040 Land $8,510 Building $35,530 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 424 Summit St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective December 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2019–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 424 Summit St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHEROKEE RWS - CHEROKEE SUBSYSTEM private · serves 3,315 people · EPA ID IA1811001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Also Mapped Here | CHEROKEE WATER SUPPLY - PLANT 1 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Northwest Communications Fixed Wireless | 100 / 20 |
May also be available: C-M-L Telephone Cooperative Association, Verizon.
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