435 Richard Dr, Xenia, OH 45385 Property Records

Greene County property record for 435 Richard Dr, Xenia, OH 45385

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,119 sqft · built 1958
Lot Size	0.159 acres (6,930 sqft)
Owner	Individual Name on File
Last Sale	$89,900 (Jul 2016)
Tax Bill	$1,834 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M401026223`

Property Details

APN / Parcel Number

Primary APN	`M401026223`
Alternative APN	`M40-0001-0026.0-0223.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,119 sqft Living Area
1st Floor Area	1,119 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	6,930 sqft (0.159 acres)
Lot Width	63 ft Width
Garage Type	Detached
Garage Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	435 RICHARD DR
City	XENIA
State	OH
Zip	45385-2629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAYNE 6 ALL LOT 1374 435 RICHARD DR
Legal Subdivision	LAYNE 6
Legal Lot Number	1374
Jurisdiction	GREENE OH
Township / Civil Division	XENIA
Census Block Group	1
Census Block	1005
Census Tract	240200

Owner

435 Richard Dr is owned by an individual who bought it in July 2016.

Source: Greene County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3111 ARMEN AVE, DAYTON, OH 45432-3704
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2016 · Amount on File
Deed Sale	Jul 7, 2016 · Amount on File
Prior Sale	Oct 18, 2005 · Amount on File
Deed Document Number	201610670
Deed Book / Page	3724 / 968
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Nov 17, 2020
Property Address	435 RICHARD DR, XENIA, OH 45385-2629
Document Number	0000023725
Map Reference	CAB 32 PG 216B-218A
Instrument Date	Nov 5, 2020
Instrument	2020023725
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3111 ARMEN AVE, KETTERING, OH 45432-3704

Mortgage

Document Number	0000023726
Date	Nov 17, 2020
Instrument	2020023726

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 435 Richard Dr was $1,834, down 4.5% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
Municipality	Xenia City
Unified School District	Xenia Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,834.00 (-4.53%)	$44,900 (-) Land $9,170 Building $35,730
2024	$1,921.00 (-1.79%)	$44,900 (-) Land $9,170 Building $35,730
2023	$1,956.00 (+20.82%)	$44,900 (+40.97%) Land $9,170 Building $35,730	$128,280 Land $26,200 Building $102,080
2022	$1,619.00	$31,850 Land $6,550 Building $25,300
2020			$91,000 Land $18,710 Building $72,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 435 Richard Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 435 Richard Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA CITY PWS serves 29,000 people · EPA ID OH2902812
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 660 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20