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423 Richard Dr, Xenia, OH 45385 Property Records

Greene County property record for 423 Richard Dr, Xenia, OH 45385

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 864 sqft · built 1958
Lot Size0.159 acres (6,930 sqft)
OwnerCompany Name on File
Last Sale$69,000 (Oct 2019)
Tax Bill$1,420 (2025)
Deeds & MortgagesNov 2019 Mortgage
Oct 2019 Sale
Flood ZoneZone X (minimal risk)
APNM401026222

Property Details

APN / Parcel Number

Primary APNM401026222
Alternative APN
  • M40-0001-0026.0-0222.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area864 sqft Living Area
1st Floor Area864 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area6,930 sqft (0.159 acres)
Lot Width63 ft Width
Garage TypeAttached
Garage Area288 sqft

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address423 RICHARD DR
CityXENIA
StateOH
Zip45385-2629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAYNE 6 ALL LOT 1373 423 RICHARD DR
Legal SubdivisionLAYNE 6
Legal Lot Number1373
JurisdictionGREENE OH
Township / Civil DivisionXENIA
Census Block Group1
Census Block1005
Census Tract240200

Owner

423 Richard Dr is owned by a company that bought it in October 2019.

Source: Greene County records, as of July 21, 2026

Owner of RecordCompany Name on File
Mailing Address2559 LOWER BELLBROOK RD, SPRING VALLEY, OH 45370-8768
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2019Deed of Trust, Mortgage
ATOMIC CU
Oct 23, 2019Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 23, 2019 · Amount on File
Deed SaleOct 23, 2019 · Amount on File
Prior SaleFeb 15, 1990 · Amount on File
Deed Document Number201917573
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENE OH
Property Address423 RICHARD DR, XENIA, OH 45385-2629
Document Number0000020003
Instrument DateNov 15, 2019
Transaction TypeMortgage
Record UpdatedDec 10, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1947 UPPER BELLBROOK RD XENIA OH 453859339, XENIA, OH 45385-9339
InvestorPossibly a Property Investor

Mortgage

Document Number0000020003
DateNov 26, 2019
Instrument20003
Lender
NameATOMIC CU
TypeCredit Union
AddressPIKETON, OH 45661
Agreement
AmountAmount on Record
Term180 Months
DueNov 25, 2034
Interest
Rate TypeAdjustable Rate

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGREENE OH
Recording DateOct 23, 2019
Property Address423 RICHARD DR, XENIA, OH 45385-2629
Document Number0000017573
Instrument DateOct 18, 2019
Instrument17573
Transaction TypeTransfer
Record UpdatedNov 6, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$138.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1947 UPPER BELLBROOK RD XENIA OH 453859339, XENIA, OH 45385-9339

Tax Assessment & Valuation

The 2025 property tax bill for 423 Richard Dr was $1,420, down 4.5% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyGreene County
MunicipalityXenia City
Unified School DistrictXenia Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,420.00 (-4.51%)$34,770 (-) Land $9,170 Building $25,600
2024$1,487.00 (-1.85%)$34,770 (-) Land $9,170 Building $25,600
2023$1,515.00 (+23.07%)$34,770 (+43.56%) Land $9,170 Building $25,600$99,350 Land $26,200 Building $73,150
2022$1,231.00$24,220 Land $6,550 Building $17,670
2020$69,200 Land $18,710 Building $50,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 423 Richard Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 423 Richard Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemXENIA CITY PWS
serves 29,000 people · EPA ID OH2902812
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 660 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
altafiber Network Solutions
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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