407 Richard Dr, Xenia, OH 45385 Property Records

Greene County property record for 407 Richard Dr, Xenia, OH 45385

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,056 sqft · built 1958
Lot Size0.211 acres (9,222 sqft)
OwnerIndividual Name on File
Last Sale$66,300 (Aug 2015)
Tax Bill$1,795 (2025)
Deeds & MortgagesJun 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APNM401026221

Property Details

APN / Parcel Number

Primary APNM401026221
Alternative APN
  • M40-0001-0026.0-0221.00

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,056 sqft Living Area
1st Floor Area1,056 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area9,222 sqft (0.211 acres)
Lot Width81 ft Width
Garage TypeDetached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address407 RICHARD DR
CityXENIA
StateOH
Zip45385-2629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAYNE 6 ALL LOT 1372 407 RICHARD DR
Legal SubdivisionLAYNE 6
Legal Lot Number1372
JurisdictionGREENE OH
Township / Civil DivisionXENIA
Census Block Group1
Census Block1005
Census Tract240200

Owner

407 Richard Dr is owned and occupied by an individual who bought it in August 2015.

Source: Greene County records, as of July 21, 2026

Owner of RecordIndividual Name on File
Mailing Address407 RICHARD DR, XENIA, OH 45385-2629
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 27, 2015 · Amount on File
Deed SaleAug 27, 2015 · Amount on File
Prior SaleJul 16, 2015 · Amount on File
Deed Document Number201514235
Deed Book / Page3635 / 986
Prior Transfer DateJul 24, 2000
Prior Transfer Doc0014460383
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENE OH
Property Address407 RICHARD DR, XENIA, OH 45385-2629
Transaction TypeMortgage
Record UpdatedJul 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021015092
DateJun 23, 2021
Instrument2021015092
Lender
NameWRIGHT-PATT CREDIT UNION INC
TypeCredit Union
AddressDAYTON, OH 45434
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueMay 25, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 407 Richard Dr was $1,795, down 4.5% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyGreene County
MunicipalityXenia City
Unified School DistrictXenia Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,795.00 (-4.52%)$43,940 (-) Land $10,380 Building $33,560
2024$1,880.00 (-1.78%)$43,940 (-) Land $10,380 Building $33,560
2023$1,914.00 (+19.92%)$43,940 (+39.94%) Land $10,380 Building $33,560$125,540 Land $29,650 Building $95,890
2022$1,596.00$31,400 Land $7,410 Building $23,990
2020$89,710 Land $21,180 Building $68,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 407 Richard Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 407 Richard Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemXENIA CITY PWS
serves 29,000 people · EPA ID OH2902812
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 660 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
altafiber Network Solutions
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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