Kane County property record for 435 Raymond St, Elgin, IL 60120 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,961 sqft · built 1884 |
| Lot Size | 0.15 acres (6,537 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Jun 2022) |
| Tax Bill | $5,304 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-203-015 |
| Primary APN | 06-24-203-015 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,961 sqft Living Area |
| Gross Area | 3,002 sqft |
| Basement Area | 1,041 sqft |
| Year Built | Built 1884 |
|---|---|
| Effective Year Built | Effective 1884 |
| Construction Type | Frame |
| Lot Area | 6,537 sqft (0.15 acres) |
| Lot Dimensions | 133 ft deep x 49 ft wide |
| Street Address | 435 RAYMOND ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-7877 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHERMANS ADDN WEST 132.6 FT EXCEPT NORTHERLY 89.3 FT (DOC 632011 BOOK 1464/249) LOT 6 BLOCK 4 |
| Legal Subdivision | SHERMANS ADDN |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 851400 |
Source: Kane County records · APN 06-24-203-015
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12N287 MUIRHEAD RD, ELGIN, IL 60124-8239 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 06, 2022 · Amount on Record |
| Deed Sale | Jun 06, 2022 · Amount on Record |
| Prior Sale | May 14, 2013 · Amount on Record |
| Prior Transfer Date | Nov 18, 2016 |
| Prior Transfer Doc | 0000070898 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 06, 2022 |
| Property Address | 435 RAYMOND ST, ELGIN, IL 60120-7877 |
| Document Number | 0000029517 |
| Instrument Date | May 31, 2022 |
| Instrument | 2022K029517 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $160.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12N287 MUIRHEAD RD, ELGIN, IL 60124-8239 |
| Document Number | 0000029518 |
|---|---|
| Date | Jun 06, 2022 |
| Instrument | 2022K029518 |
| Name | TBK BANK SSB |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | May 30, 2027 |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,304.00 (+25.3%) | ||
| 2024 | $64,044 (+31.18%) Land $11,477 Building $52,567 | $192,209 (+31.23%) Land $34,445 Building $157,764 | |
| 2022 | $4,233.00 (+3.95%) | $48,821 (+6.96%) Land $9,455 Building $39,366 | $146,463 (+6.96%) Land $28,365 Building $118,098 |
| 2021 | $4,072.00 | $45,644 Land $8,840 Building $36,804 | $136,932 Land $26,520 Building $110,412 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 515 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Radiate Holdings | Cable | 1,500 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: AT&T, Opiquad, T-Mobile USA, Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.
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