Kane County property record for 428 Raymond St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,264 sqft · built 1924 |
| Lot Size | 0.157 acres (6,818 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,033 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-129-021 |
| Primary APN | 06-24-129-021 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,264 sqft Living Area |
| Gross Area | 1,952 sqft |
| Basement Area | 688 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Construction Type | Frame |
| Lot Area | 6,818 sqft (0.157 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 428 RAYMOND ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-7845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GEORGE H ANDRESENS SUB LOT 7 |
| Legal Subdivision | GEORGE H ANDRESENS SUB |
| Legal Block | 4 |
| Legal Lot Number | 7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 851400 |
428 Raymond St is owned and occupied by two individuals who acquired it in February 2008.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 428 RAYMOND ST, ELGIN, IL 60120-7845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 7, 2008 |
| Transfer Doc | 0000010875 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 428 Raymond St was $1,033 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,033.00 Homeowner's exemption Senior Citizen's exemption | $66,307 (+8.57%) Land $12,121 Building $54,186 | $199,001 (+8.57%) Land $36,378 Building $162,623 |
| 2024 | $61,073 Land $11,164 Building $49,909 | $183,292 Land $33,505 Building $149,787 | |
| 2022 | $1,608.00 (-2.78%) Homeowner's exemption | $50,310 (+6.96%) Land $9,197 Building $41,113 | $150,930 (+6.96%) Land $27,591 Building $123,339 |
| 2021 | $1,654.00 Homeowner's exemption | $47,037 Land $8,599 Building $38,438 | $141,111 Land $25,797 Building $115,314 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 Raymond St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 428 Raymond St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Fox Valley Internet, T-Mobile.
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