425 Raymond St, Elgin, IL 60120 Property Records

Kane County property record for 425 Raymond St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,732 sqft · built 1900
Lot Size	0.301 acres (13,133 sqft)
Owner	Individual Name on Record
Last Sale	$144,000 (Oct 2017)
Tax Bill	$5,474 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-24-203-038`

Property Details

APN / Parcel Number

Primary APN	`06-24-203-038`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,732 sqft Living Area
Gross Area	2,598 sqft
Basement Area	866 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	13,133 sqft (0.301 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	425 RAYMOND ST
City	ELGIN
State	IL
Zip	60120-7844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHERMANS ADDN BLOCK 4 THE SOUTH 49.5 FT LOT 3
Legal Subdivision	SHERMANS ADDN
Legal Block	4
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4004
Census Tract	851400

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	425 RAYMOND ST, ELGIN, IL 60120-7844
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Correction Deed · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK NA
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK NA
Feb 16, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Oct 24, 2017	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2017 · Amount on Record
Deed Sale	Oct 24, 2017 · Amount on Record
Prior Sale	Oct 23, 2006 · Amount on Record
Deed Document Number	201755770
Last Transfer Date	Dec 3, 2021
Transfer Doc	0000009270
Record Updated	Oct 29, 2026

March 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	KANE IL
Recording Date	Mar 30, 2022
Property Address	425 RAYMOND ST, ELGIN, IL 60120-7844
Document Number	0000017579
Instrument Date	Mar 30, 2022
Instrument	2022K017579
Record Updated	Apr 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 RAYMOND ST, 425, ELGIN, IL 60120-7844

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 RAYMOND ST, ELGIN, IL 60120-7844

Mortgage

Document Number	0000017536
Date	Mar 30, 2022
Instrument	2022K017536

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Feb 1, 2037

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	425 RAYMOND ST, ELGIN, IL 60120-7844
Transaction Type	Mortgage
Record Updated	Feb 4, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006025
Date	Jan 31, 2022
Instrument	2022K006025

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	425 RAYMOND ST, ELGIN, IL 60120-7844
Transaction Type	Mortgage
Record Updated	Feb 4, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006024
Date	Jan 31, 2022
Instrument	2022K006024

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Feb 16, 2022
Property Address	425 RAYMOND ST, ELGIN, IL 60120-7844
Document Number	0000009270
Instrument Date	Dec 3, 2021
Instrument	2022K009270
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 RAYMOND ST, 425, ELGIN, IL 60120-7844

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 RAYMOND ST, ELGIN, IL 60120-7844

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 24, 2017
Property Address	425 RAYMOND ST, ELGIN, IL 60120-7844
Document Number	0000055770
Instrument Date	Oct 2, 2017
Instrument	2017K055770
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$144.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 HEALY ST, ELGIN, IL 60120-6705

Mortgage

Document Number	0000055771
Date	Oct 24, 2017
Instrument	2017K055771

Lender

Name	ASSOCIATED BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,474.00 (+15.83%) Homeowner's exemption	$79,752 (+8.57%) Land $17,047 Building $62,705	$239,352 (+8.57%) Land $51,161 Building $188,190
2024		$73,456 (+21.39%) Land $15,701 Building $57,755	$220,456 (+21.44%) Land $47,122 Building $173,334
2022	$4,726.00 (+4.77%) Homeowner's exemption	$60,510 (+6.96%) Land $12,934 Building $47,576	$181,530 (+6.96%) Land $38,802 Building $142,728
2021	$4,511.00 Homeowner's exemption	$56,572 Land $12,092 Building $44,480	$169,716 Land $36,276 Building $133,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Fox Valley Internet, T-Mobile.

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