Black Hawk County property record for 435 Progress Ave, Waterloo, IA 50701 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1956 |
| Square Footage | 1,540 sqft Living Area |
| Lot Size | 23,120 sqft (0.531 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $168,500 (2017) |
| Tax Bill | $5,560.00 (2025) |
| Primary APN | 8913-20-254-001 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 1,540 sqft Living Area |
| 1st Floor | 1,540 sqft 1st Floor |
| Basement Area | 1,540 sqft Basement |
| Finished Basement | 800 sqft Finished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Aluminum Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 23,120 sqft (0.531 acres) |
| Depth X Width | 170 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Patio Area | 820 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 435 PROGRESS AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-5615 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OAK PARK ADDITION ALL LOT 63 EXC COM AT MOST NLY COR SAID LOT TH S TO SE COR TH W 30 FT TH N ALONG LINE 30 FT W OF & PAR WITH |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 20 |
| Legal Subdivision | OAK PARK ADDITION |
| Legal Lot Number | 63,100 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 2 |
| Census Block | 2042 |
| Census Tract | 1503 |
Source: Black Hawk County records · APN 8913-20-254-001
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 435 PROGRESS AVE, WATERLOO, IA 50701-5615 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU |
| May 16, 2017 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) UNIVERSITY OF IOWA COMMUNITY CU |
| May 16, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY OF IOWA COMMUNITY CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 16, 2017 · Amount on Record |
| Deed Sale | May 16, 2017 · Amount on Record |
| Prior Sale | Aug 08, 2012 · Amount on Record |
| Deed Doc Number | 201719945 |
| Last Transfer Date | Aug 11, 2025 |
| Transfer Doc | 0202511819 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 435 PROGRESS AVE, WATERLOO, IA 50701-5615 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202000015979 |
|---|---|
| Date | Mar 17, 2020 |
| Instrument | 202000015979 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 435 PROGRESS AVE, WATERLOO, IA 50701-5615 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 201700019946 |
|---|---|
| Date | May 16, 2017 |
| Instrument | 2017-00019946 |
| Name | UNIVERSITY OF IOWA COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 05, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jun 05, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 4.87% |
| Max Rate At Change | 5.25% |
| Index | 1-Year CMT |
| Max Rate | 9.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | May 16, 2017 |
| Property Address | 435 PROGRESS AVE, WATERLOO, IA 50701-5615 |
| Document Number | 201700019945 |
| Instrument Date | May 03, 2017 |
| Instrument | 2017-00019945 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $268.80 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 435 PROGRESS AVE, WATERLOO, IA 50701-5615 |
| Document Number | 201700019947 |
|---|---|
| Date | May 16, 2017 |
| Instrument | 2017-00019947 |
| Name | UNIVERSITY OF IOWA COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 73 Months |
| Due | Jun 05, 2023 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Cedar Falls Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,560.00 | $288,460 (+7.07%) Land $47,940 Building $240,520 | $288,460 (+7.07%) Land $47,940 Building $240,520 |
| 2024 | $5,560.00 (+11.02%) | ||
| 2023 | $269,400 (+23.78%) Land $47,940 Building $221,460 | $269,400 (+23.78%) Land $47,940 Building $221,460 | |
| 2022 | $5,008.00 | $217,640 Land $47,940 Building $169,700 | |
| 2021 | $217,640 Land $47,940 Building $169,700 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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