324 Progress Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 324 Progress Ave, Waterloo, IA 50701 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1964
Square Footage	1,578 sqft Living Area
Lot Size	10,512 sqft (0.241 acres)
Occupancy	Owner Occupied
Last Sale	$280,000 (2026)
Tax Bill	$5,382.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-20-253-004`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	2 Partial Baths
Total Rooms	7 Rooms
Building Area	1,578 sqft Living Area
1st Floor	1,578 sqft 1st Floor
Basement Area	1,578 sqft Basement
Finished Basement	400 sqft Finished
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Split Level Style
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	10,512 sqft (0.241 acres)
Depth X Width	145 ft x 80 ft Depth x Width
Deck Area	144 sqft Deck
Patio Area	248 sqft Patio
Porch Area	144 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	324 PROGRESS AVE
City	WATERLOO
State	IA
Zip	50701-5614
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	OAK PARK ADDITION LOT 55
Legal Range	13W
Legal Township	89N
Legal Section	20
Legal Subdivision	OAK PARK ADDITION
Legal Lot Number	55
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	2
Census Block	2035
Census Tract	1503

Owner

Source: Black Hawk County records · APN 8913-20-253-004

Assessment roll updated October 17, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	324 PROGRESS AVE, WATERLOO, IA 50701-5614
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION
Jun 01, 2021	Deed of Trust, Mortgage · Conventional Mortgage COLLINS COMMUNITY CU
Mar 27, 2017	Deed of Trust, Mortgage VERIDIAN CU
Nov 02, 2017	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Deed Doc Number	20269714
Record Refreshed	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 30, 2026
Property Address	324 PROGRESS AVE, WATERLOO, IA 50701-5614
Document Number	0000009714
Instrument Date	Jun 15, 2026
Instrument	20269714
Transaction Type	Transfer
Record Updated	Jul 07, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$45,167.20
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 PROGRESS AVE, WATERLOO, IA 50701-5614

Mortgage

Document Number	0000009715,
Date	Jun 30, 2026
Instrument	20269715

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	324 PROGRESS AVE, WATERLOO, IA 50701-5614
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100025286
Date	Jun 01, 2021
Instrument	202100025286

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	324 PROGRESS AVE, WATERLOO, IA 50701-5614
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	BLACK HAWK COUNTY ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700016612
Date	Mar 27, 2017
Instrument	2017-00016612

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Apr 10, 2022

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	324 PROGRESS AVE, WATERLOO, IA 50701-5614
Transaction Type	Mortgage
Record Updated	Nov 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2018-00007843
Date	Nov 02, 2017
Instrument	2018-00007843

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 01, 2037

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,382.00 Homeowner's exemption	$292,280 (+7.85%) Land $28,410 Building $263,870	$292,280 (+7.85%) Land $28,410 Building $263,870
2024	$5,382.00 (+16.54%)
2023		$271,010 (+29.32%) Land $28,410 Building $242,600	$271,010 (+29.32%) Land $28,410 Building $242,600
2022	$4,618.00 Homeowner's exemption	$209,570 Land $28,410 Building $181,160
2021			$209,570 Land $28,410 Building $181,160

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

324 Progress Ave, Waterloo, IA 50701 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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Nearby Streets

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