428 Progress Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 428 Progress Ave, Waterloo, IA 50701 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1958
Square Footage	1,352 sqft Living Area
Lot Size	15,364 sqft (0.353 acres)
Occupancy	Owner Occupied
Last Sale	$265,000 (2023)
Tax Bill	$4,936.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-20-253-007`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	5 Rooms
Building Area	1,352 sqft Living Area
1st Floor	1,352 sqft 1st Floor
Basement Area	1,352 sqft Basement
Finished Basement	650 sqft Finished
Unfinished Basement	1,352 sqft Unfinished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	15,364 sqft (0.353 acres)
Depth X Width	167 ft x 100 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	572 sqft Garage
Patio Area	288 sqft Patio
Porch	1 Porch
Porch Area	200 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	428 PROGRESS AVE
City	WATERLOO
State	IA
Zip	50701-5616
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	OAK PARK ADDITION LOT 52
Legal Range	13W
Legal Township	89N
Legal Section	20
Legal Subdivision	OAK PARK ADDITION
Legal Lot Number	52
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	2
Census Block	2035
Census Tract	1503

Owner

Source: Black Hawk County records · APN 8913-20-253-007

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	428 PROGRESS AVE, WATERLOO, IA 50701-5616
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 01, 2023 · Amount on Record
Deed Sale	Jun 01, 2023 · Amount on Record
Deed Doc Number	202316063
Record Refreshed	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 01, 2023
Property Address	428 PROGRESS AVE, WATERLOO, IA 50701-5616
Document Number	202300016063
Instrument Date	May 10, 2023
Instrument	202300016063
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$423.20
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	428 PROGRESS AVE, WATERLOO, IA 50701-5616

Mortgage

Document Number	202300016064
Date	Jun 01, 2023
Instrument	202300016064

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2053

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,936.00 Homeowner's exemption	$267,810 (+7.41%) Land $37,280 Building $230,530	$267,810 (+7.41%) Land $37,280 Building $230,530
2024	$4,936.00
2023		$249,330 Land $37,280 Building $212,050	$249,330 Land $37,280 Building $212,050

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.