435 N 12th Ave, Upland, CA 91786 Property Records

San Bernardino County property record for 435 N 12th Ave, Upland, CA 91786

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 871 sqft · built 1949
Lot Size	0.165 acres (7,182 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Apr 2018)
Tax Bill	$5,090 (2025)
Deeds & Mortgages	Jan 2021 Mortgage May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1046-471-15-0000`

Property Details

APN / Parcel Number

Primary APN	`1046-471-15-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	871 sqft Living Area
1st Floor Area	871 sqft
Family Room	Family Room

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,182 sqft (0.165 acres)
Garage Type	Detached
Garage Area	340 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	324 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	435 N 12TH AVE
City	UPLAND
State	CA
Zip	91786-5537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ONTAR1O COLONY LANDS S 54.1 FT OF N 277.6 FT OF E 132.75 FT OF W 314.5 FT LOT 576
Legal Subdivision	ONTARIO COLONY LANDS
Legal Block	3
Legal Lot Number	576
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3003
Census Tract	901

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	435 N 12TH AVE, UPLAND, CA 91786-5537
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage MK LENDING CORP
May 29, 2019	Deed of Trust, Mortgage · FHA Mortgage NMSI INC
Mar 19, 2020	Deed of Trust, Mortgage · FHA Mortgage MK LNDG
Apr 30, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2018 · Amount on Record
Deed Sale	Apr 30, 2018 · Amount on Record
Prior Sale	Oct 14, 2009 · Amount on Record
Deed Document Number	2018156854
Prior Transfer Date	Apr 12, 1994
Prior Transfer Doc	0000199723
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	435 N 12TH AVE, UPLAND, CA 91786-5537
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 N 12TH AVE, UPLAND, CA 91786-5537

Mortgage

Document Number	0000041066
Date	Jan 27, 2021
Instrument	2021-0041066

Lender

Name	MK LENDING CORP
Type	Mortgage Company
Address	NORTH HOLLYWOOD, CA 91601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	435 N 12TH AVE, UPLAND, CA 91786-5537
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000172899
Date	May 29, 2019
Instrument	2019-0172899

Lender

Name	NMSI INC
Type	Mortgage Company
Address	LOS ANGELES, CA 90010

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	435 N 12TH AVE, UPLAND, CA 91786-5537
Document Number	0000113895
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 N 12TH AVE UPLAND CA 917865537, UPLAND, CA 91786-5537

Mortgage

Document Number	0000113895
Date	Apr 1, 2020
Instrument	113895

Lender

Name	MK LNDG
Address	NORTH HOLLYWOOD, CA 91601

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2050

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 30, 2018
Property Address	435 N 12TH AVE, UPLAND, CA 91786-5537
Document Number	0000156854
Map Reference	MB 11 PG 6
Instrument Date	Apr 24, 2018
Instrument	2018-0156854
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	USA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 N 12TH AVE, UPLAND, CA 91786-5537

Mortgage

Document Number	0000156855
Date	Apr 30, 2018
Instrument	2018-0156855

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$464,233 (+2%) Land $162,481 Building $301,752
2025	$5,090.00 (+4.86%)	$455,130 (+4.04%) Land $159,295 Building $295,835
2023	$4,854.00 (+2.19%)	$437,457 Land $153,110 Building $284,347
2022	$4,750.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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