401 N 12th Ave, Upland, CA 91786 Property Records

San Bernardino County property record for 401 N 12th Ave, Upland, CA 91786

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,542 sqft · built 1929
Lot Size	0.164 acres (7,142 sqft)
Owner	2 Individual Names on Record
Last Sale	$870,000 (Sep 2026)
Tax Bill	$2,888 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1046-471-17-0000`

Property Details

APN / Parcel Number

Primary APN	`1046-471-17-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,542 sqft Living Area
1st Floor Area	1,542 sqft
Family Room	Family Room

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,142 sqft (0.164 acres)
Garage Type	Detached
Garage Area	180 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Patio Area	96 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	401 N 12TH AVE
City	UPLAND
State	CA
Zip	91786-5537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ONTAR1O COLONY LANDS COM 331.4 FT S AND 314.5 FT E OF NW COR LOT 576 W 132.75 FT S 53.8 FT E 132.75 FT N 53.8 FT
Legal Subdivision	ONTARIO COLONY LANDS
Legal Block	3
Legal Lot Number	576
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3003
Census Tract	901

Owner

Source: San Bernardino County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 N 12TH AVE, UPLAND, CA 91786-5537
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Grant Deed, Transfer · Conventional Mortgage FOOTHILL FEDERAL CREDIT UNION
Jul 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage BEST CAPITAL FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2026 · Amount on Record
Deed Sale	Sep 1, 2026 · Amount on Record
Prior Sale	Jul 29, 2011 · Amount on Record
Deed Document Number	2026230680
Prior Transfer Date	Nov 9, 2004
Prior Transfer Doc	0000892361
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 1, 2026
Property Address	401 N 12TH AVE, UPLAND, CA 91786-5537
Document Number	0000230680
Instrument Date	Jul 27, 2026
Instrument	2026230680
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$96,657.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	401 N 12TH AVE, UPLAND, CA 91786-5537

Mortgage

Document Number	0000230681,
Date	Sep 1, 2026
Instrument	2026230681

Lender

Name	FOOTHILL FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	401 N 12TH AVE, UPLAND, CA 91786-5537
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000251701
Date	Jul 11, 2018
Instrument	2018-0251701

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	401 N 12TH AVE, UPLAND, CA 91786-5537
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	CHICAGO TITLE CO COM DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 N 12TH AVE, UPLAND, CA 91786-5537

Mortgage

Document Number	0000504021
Date	Dec 11, 2020
Instrument	2020-0504021

Lender

Name	BEST CAPITAL FUNDING
Type	Lending Institution
Address	CHATSWORTH, CA 91311

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2046

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$376,955 (+50.81%) Land $128,118 Building $248,837
2025	$2,888.00 (+4.9%)	$249,957 (+4.04%) Land $125,607 Building $124,350
2023	$2,753.00 (+2.19%)	$240,251 Land $120,729 Building $119,522
2022	$2,694.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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