St. Charles County property record for 435 Mossy Brook Dr, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,560 sqft · built 2025 |
| Lot Size | 0.25 acres (10,903 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $647,185 (Sep 2025) |
| Tax Bill | $904 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | T220300121 |
| Primary APN | T220300121 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 2,560 sqft Living Area |
| Gross Area | 5,120 sqft |
| 1st Floor Area | 2,560 sqft |
| Basement Area | 2,560 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 10,903 sqft (0.25 acres) |
| Account Number | T220300121 |
|---|---|
| Street Address | 435 MOSSY BROOK DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-5071 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROOKSIDE ADDN #1 LOT 87 |
| Legal Subdivision | BROOKSIDE ADDN #1 |
| Legal Lot Number | 87 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 312095 |
Source: St. Charles County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3556 COMPTON PKWY, SAINT CHARLES, MO 63301-4079 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2025 · Amount on Record |
| Deed Sale | Sep 15, 2025 · Amount on Record |
| Deed Document Number | 202540368 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 15, 2025 |
| Property Address | 435 MOSSY BROOK DR, O FALLON, MO 63366-5071 |
| Document Number | 0000040368 |
| Map Reference | DOC 2021R-081188 |
| Instrument Date | Sep 12, 2025 |
| Instrument | 2025R-040368 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 29, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 RESEARCH PARK DR # DR130, DR130, SAINT CHARLES, MO 63304-5638 |
| Name | Verified Name |
|---|---|
| Address | 3556 COMPTON PKWY, SAINT CHARLES, MO 63301-4079 |
| Document Number | 0000040369 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | 2025R-040369 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $122,965 (+780.52%) | $647,185 (+780.52%) Land $73,500 Building $573,685 | |
| 2025 | $904.00 (+42.59%) | $13,965 (+4%) | $73,500 (+4%) Land $73,500 |
| 2024 | $634.00 | ||
| 2023 | $9,975 | ||
| 2022 | $52,500 Land $52,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2019–2022) |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 72% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, Verizon, Wisper ISP.
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