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  5. Mossy Brook Dr

438 Mossy Brook Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 438 Mossy Brook Dr, O Fallon, MO 63366 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 2,980 sqft · built 2022
Lot Size0.232 acres (10,149 sqft)
OwnerIndividual Name on File
Last Sale$710,304 (Sep 2022)
Tax Bill$8,625 (2025)
Deeds & MortgagesSep 2022 Mortgage
Flood ZoneZone AE (high risk)
APNT220300100

Property Details

APN / Parcel Number

Primary APNT220300100
Alternative APN
  • 2-0105-D136-00-0005.0000000

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,980 sqft Living Area
Basement Area1,422 sqft
Finished Basement569 sqft

Exterior

Year BuiltBuilt 2022
Exterior MaterialStone
Lot Area10,149 sqft (0.232 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces

Location & Zoning

Account NumberT220300100
Street Address438 MOSSY BROOK DR
CityO FALLON
StateMO
Zip63366-5053
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBROOKSIDE ADDN #1 LOT 5
Legal SubdivisionBROOKSIDE ADDN #1
Legal Lot Number5
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group2
Census Block2010
Census Tract312095

Owner

Source: St. Charles County records · APN T220300100

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address438 MOSSY BROOK DR, O FALLON, MO 63366-5053
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 15, 2022 · Amount on Record
Deed SaleSep 15, 2022 · Amount on Record
Deed Document Number0202250872
Deed Book / Page2022 / 50872
Record UpdatedJun 08, 2026

September 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateSep 15, 2022
Property Address438 MOSSY BROOK DR, O FALLON, MO 63366-5053
Document Number0000050872
Map ReferenceDOC 2021R-081188
Instrument DateSep 14, 2022
Instrument2022R-050872
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 17, 2024

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2299 TECHNOLOGY DR STE 150, 150, O FALLON, MO 63368-7343

Transferred To (Grantee/Buyer)

NameVerified Name
Address438 MOSSY BROOK DR, O FALLON, MO 63366-5053

Mortgage

Document Number0000050873
DateSep 15, 2022
Instrument2022R-050873
Lender
NameHOMESITE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,625.00$138,948 (+2.96%)$731,304 (+2.96%) Land $73,500 Building $657,804
2023$134,958
2022$710,304 Land $52,500 Building $657,804

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833120952, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2019–2022)
Most Recent ClaimJul 2022, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskLow
above 34% of the US · above 25% of Missouri
Wildfire LikelihoodAbout 1 in 2,381 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 52 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Wisper ISP, Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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