430 Mossy Brook Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 430 Mossy Brook Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,012 sqft · built 2021
Lot Size0.256 acres (11,130 sqft)
Owner2 Company Names on Record
Last Sale$630,000 (Aug 2025)
Deeds & MortgagesAug 2025 Mortgage
Jun 2022 Mortgage
Flood ZoneZone AE (high risk)
APNT220300096

Property Details

APN / Parcel Number

Primary APNT220300096
Alternative APN
  • 2-0105-D136-00-0001.0000000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area3,018 sqft Living Area
Gross Area4,024 sqft
1st Floor Area2,012 sqft
Basement Area2,012 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleRanch
Exterior MaterialStone
Lot Area11,130 sqft (0.256 acres)
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating FuelSolar

Location & Zoning

Account NumberT220300096
Street Address430 MOSSY BROOK DR
CityO FALLON
StateMO
Zip63366-5053
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBROOKSIDE ADDN #1 LOT 1
Legal SubdivisionBROOKSIDE ADDN #1
Legal Lot Number1
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group2
Census Block2010
Census Tract312095

Owner

Source: St. Charles County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address430 MOSSY BROOK DR, O FALLON, MO 63366-5053
Owner TypeCompany
VestingTrust, Revocable Living Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2025Warranty Deed, Transfer · Conventional Mortgage
FIRST STATE BANK OF ST CHARLES MO
Jun 24, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
HOMESITE MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2025 · Amount on Record
Deed SaleAug 28, 2025 · Amount on Record
Prior SaleJun 24, 2022 · Amount on Record
Deed Document Number202537642
Record UpdatedOct 29, 2026

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 28, 2025
Property Address430 MOSSY BROOK DR, O FALLON, MO 63366-5053
Document Number0000037642
Map ReferenceDOC 2021R-081188
Instrument DateAug 25, 2025
Instrument2025R-037642
Transaction TypeTransfer
Record UpdatedJan 13, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address430 MOSSY BROOK DR, O FALLON, MO 63366-5053

Mortgage

Document Number0000037643
DateAug 28, 2025
Instrument2025R-037643
Lender
NameFIRST STATE BANK OF ST CHARLES MO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2055

June 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJun 24, 2022
Property Address430 MOSSY BROOK DR, O FALLON, MO 63366-5053
Document Number0000035443
Map ReferenceDOC 2021R-081188
Instrument DateJun 24, 2022
Instrument2022R-035443
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 13, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4 RESEARCH PARK DR # DR130, DR130, SAINT CHARLES, MO 63304-5638

Transferred To (Grantee/Buyer)

NameVerified Name
Address430 MOSSY BROOK DR, O FALLON, MO 63366-5053

Mortgage

Document Number0000035444
DateJun 24, 2022
Instrument2022R-035444
Lender
NameHOMESITE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$122,960 (-)$647,151 (-) Land $73,500 Building $573,651
2025$122,960 (+7.63%)$647,151 (+7.63%) Land $73,500 Building $573,651
2023$114,240
2022$601,261 Land $52,500 Building $548,761

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2019–2022)
Most Recent ClaimJul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Brightspeed, Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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