Monroe County property record for 435 Monroe St, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1,472 sqft · built 2022 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $40,000 (Feb 2021) |
| Tax Bill | $5,112 (2024) |
| Deeds & Mortgages | Oct 2025 Transfer Apr 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-24-382-013-000 |
| Primary APN | 07-24-382-013-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Building Area | 1,472 sqft Living Area |
| 1st Floor Area | 1,472 sqft |
| Basement Area | 1,472 sqft |
| Unfinished Basement | 1,472 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 157 ft deep x 70 ft wide |
| Cooling System | Central |
|---|
| Street Address | 435 MONROE ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART LOT 10 PAUTLER HEIGHTS #2 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 24 |
| Legal Subdivision | PAUTLER HEIGHTS NUMBER TWO (2) |
| Legal Lot Number | 10 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 31 |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 600401 |
Source: Monroe County records · APN 07-24-382-013-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 435 MONROE ST, WATERLOO, IL 62298-1121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2025 | Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Apr 25, 2023 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 08, 2021 · Amount on Record |
| Deed Sale | Feb 08, 2021 · Amount on Record |
| Deed Document Number | 2021414762 |
| Last Transfer Date | Oct 21, 2025 |
| Transfer Doc | 0000439792 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Oct 24, 2025 |
| Property Address | 435 MONROE ST, WATERLOO, IL 62298-1121 |
| Document Number | 0000439792 |
| Map Reference | MB A PG 143 |
| Instrument Date | Oct 21, 2025 |
| Instrument | 439792 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 435 MONROE ST, WATERLOO, IL 62298-1121 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 435 MONROE ST, WATERLOO, IL 62298-1121 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000428724 |
|---|---|
| Date | Apr 25, 2023 |
| Instrument | 428724 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.13% |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $87,470 (-5.31%) Land $14,970 Building $72,500 | $262,410 (-5.31%) Land $44,910 Building $217,500 | |
| 2024 | $5,112.00 Additional exemption filed | $92,377 (+507.74%) Land $15,810 Building $76,567 | $277,131 (+507.74%) Land $47,430 Building $229,701 |
| 2022 | $15,200 Land $15,200 | $45,600 Land $45,600 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures