433 Monroe St, Waterloo, IL 62298 Property Records

Monroe County property record for 433 Monroe St, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1950
Square Footage	1,544 sqft Living Area
Lot Size	12,358 sqft (0.28 acres)
Garage	Carport, 336 sqft
Occupancy	Owner Occupied
Tax Bill	$3,931.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`07-24-382-015-000`
Alternative APN	`07241830201900 00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,544 sqft Living Area
1st Floor	1,544 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Foundation Type	No Foundation Foundation
Lot Area	12,358 sqft (0.28 acres)
Depth X Width	167 ft x 80 ft Depth x Width
Driveway	Driveway Concrete
Driveway Area	364 sqft Driveway
Garage Type	Carport Garage
Garage Area	336 sqft Garage
Carport	Carport
Carport Area	336 sqft Carport

Exterior Amenities

Shed	1 Shed
Shed Area	640 sqft Shed
Deck Area	216 sqft Deck
Patio Area	216 sqft Patio
Porch	1 Porch
Porch Area	216 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	433 MONROE ST
City	WATERLOO
State	IL
Zip	62298-1121
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOTS 8C & 9B PAUTLER HEIGHTS #2
Legal Range	10W
Legal Township	02S
Legal Section	24
Legal Subdivision	PAULTER HEIGHTS NO 2
Legal Lot Number	8C
Jurisdiction	MONROE IL
Minor Civil Division	31
Census Blockgroup	3
Census Block	3016
Census Tract	600401

Owner

Source: Monroe County records · APN 07-24-382-015-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	433 MONROE ST, WATERLOO, IL 62298-1121
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Feb 24, 2018
Transfer Doc	0000394816
Record Refreshed	Sep 20, 2026

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Mar 14, 2018
Property Address	433 MONROE ST, WATERLOO, IL 62298-1121
Document Number	0000394816
Instrument Date	Feb 24, 2018
Instrument	394816
Transaction Type	Transfer
Record Updated	Mar 20, 2018
Title Company	ACCENT TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	433 MONROE ST WATERLOO IL 622981121, WATERLOO, IL 62298-1121

Mortgage

Document Number	394817
Date	Mar 14, 2018
Instrument	394817

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2048

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$79,830 (+3%) Land $16,770 Building $63,060	$239,490 (+3%) Land $50,310 Building $189,180
2024	$3,931.00
2022	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$61,410 Land $15,390 Building $46,020	$184,230 Land $46,170 Building $138,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.