Monroe County property record for 425 Monroe St, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2007 |
| Square Footage | 1,161 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Garage | 330 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $4,463.00 (2024) |
| Primary APN | 07-24-382-030-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Building Area | 1,161 sqft Living Area |
| 1st Floor | 1,161 sqft 1st Floor |
| Basement Area | 1,161 sqft Basement |
| Unfinished Basement | 1,161 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Construction Type | Frame Construction |
| Lot Area | 8,712 sqft (0.2 acres) |
| Depth X Width | 135 ft x 65 ft Depth x Width |
| Driveway | Driveway Concrete |
| Driveway Area | 585 sqft Driveway |
| Garage Area | 330 sqft Garage |
| Deck Area | 144 sqft Deck |
| Patio Area | 208 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 425 MONROE ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1121 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PART LOTS 7 & 8A PAUTLER HEIGHTS #2 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 24 |
| Legal Subdivision | PAUTLER HEIGHTS 02 |
| Legal Lot Number | 7 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 31 |
| Census Blockgroup | 3 |
| Census Block | 3016 |
| Census Tract | 600401 |
Source: Monroe County records · APN 07-24-382-030-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 425 MONROE ST, WATERLOO, IL 62298-1121 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 11, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Jun 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 425 MONROE ST, WATERLOO, IL 62298-1121 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000440453 |
|---|---|
| Date | Dec 11, 2025 |
| Instrument | 440453 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 425 MONROE ST, WATERLOO, IL 62298-1121 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000390361 |
|---|---|
| Date | Jun 13, 2017 |
| Instrument | 390361 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $83,260 (+26.06%) Land $16,260 Building $67,000 | $249,780 (+26.06%) Land $48,780 Building $201,000 | |
| 2024 | $4,463.00 | ||
| 2022 | Additional exemption filed | $66,050 Land $15,070 Building $50,980 | $198,150 Land $45,210 Building $152,940 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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