San Mateo County property record for 435 Middle Rd, Belmont, CA 94002
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,790 sqft · built 1958 |
| Lot Size | 0.172 acres (7,474 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,372 (2025) |
| Deeds & Mortgages | Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-192-080 |
| Primary APN | 044-192-080 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,790 sqft Living Area |
| 1st Floor Area | 1,790 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Roof Material | Wood Shingle |
| Lot Area | 7,474 sqft (0.172 acres) |
| Lot Dimensions | 88 ft deep x 80 ft wide |
| Garage Area | 470 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 435 MIDDLE RD |
|---|---|
| City | BELMONT |
| State | CA |
| Zip | 94002-2128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10010 |
| Legal Description | LOT 10 CAMINO VISTA RSM 45/7 CITY OF BELMONT |
| Legal Subdivision | CAMINO VISTA |
| Legal Lot Number | 10 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SAN MATEO |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 608700 |
435 Middle Rd is owned and occupied by two individuals.
Source: San Mateo County records, as of July 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 435 MIDDLE RD, BELMONT, CA 94002-2128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 435 MIDDLE RD, BELMONT, CA 94002-2128 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000074220 |
|---|---|
| Date | Aug 24, 2017 |
| Instrument | 2017-074220 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 435 Middle Rd was $9,372 with a homeowner's exemption.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Belmont City |
| County | San Mateo County |
| Elementary School District | Belmont-Redwood Shores Elementary School District (KG - 08) |
| Secondary School District | Sequoia Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $698,472 (+2%) Land $349,236 Building $349,236 | ||
| 2025 | $9,372.00 Homeowner's exemption | $684,778 Land $342,389 Building $342,389 | |
| 2023 | $8,790.00 (+2.81%) Homeowner's exemption | $658,190 Land $329,095 Building $329,095 | $2,054,250 |
| 2022 | $8,550.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 435 Middle Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 435 Middle Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MID-PENINSULA WATER DISTRICT serves 31,059 people · EPA ID CA4110001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Sonic Telecom.
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