424 Middle Rd, Belmont, CA 94002 Property Records

San Mateo County property record for 424 Middle Rd, Belmont, CA 94002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,530 sqft · built 1972
Lot Size	0.361 acres (15,718 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,380,000 (Mar 2023)
Tax Bill	$30,456 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jul 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`044-194-050`

Property Details

APN / Parcel Number

Primary APN	`044-194-050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,530 sqft Living Area
1st Floor Area	2,110 sqft
2nd Floor Area	210 sqft
Family Room	Family Room
Study	Study
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	15,718 sqft (0.361 acres)
Lot Dimensions	133 ft deep x 135 ft wide
Garage Area	1,260 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	424 MIDDLE RD
City	BELMONT
State	CA
Zip	94002-2139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10010
Legal Description	LOT 7 BLOCK 1 VANNIER HEIGHTS RSM 37/49 50 CITY OF BELMONT
Legal Subdivision	VANNIER HEIGHTS
Legal Block	1
Legal Lot Number	7
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	3
Census Block	3001
Census Tract	608700

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	424 MIDDLE RD, BELMONT, CA 94002-2139
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jul 28, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2023 · Amount on Record
Deed Sale	Mar 9, 2023 · Amount on Record
Deed Document Number	202310473
Prior Transfer Date	Apr 18, 1994
Prior Transfer Doc	0000075883
Record Updated	Oct 29, 2026

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Mar 9, 2023
Property Address	424 MIDDLE RD, BELMONT, CA 94002-2139
Document Number	0000010473
Map Reference	MB 37 PG 49&50
Instrument Date	Feb 15, 2023
Instrument	2023-010473
Transaction Type	Transfer
Record Updated	Apr 11, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,618.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	424 MIDDLE RD, BELMONT, CA 94002-2139
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010474
Date	Mar 9, 2023
Instrument	2023-010474

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.62%
Max Rate At Change	9.37%
Index	Other
Max Rate	9.37%

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Jul 28, 2021
Property Address	424 MIDDLE RD, BELMONT, CA 94002-2139
Document Number	0000111874
Map Reference	MB 37 PG 49&50
Instrument Date	Jul 20, 2021
Instrument	2021-111874
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 MIDDLE RD, BELMONT, CA 94002-2139

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Belmont City
County	San Mateo County
Elementary School District	Belmont-Redwood Shores Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,546,483 (+2%) Land $1,857,114 Building $689,369
2025	$30,456.00 (+401.33%)	$2,496,552 (+841.84%) Land $1,820,700 Building $675,852
2023	$6,075.00 (+25.28%) Homeowner's exemption	$265,071 Land $34,136 Building $230,935	$2,073,510
2022	$4,849.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MID-PENINSULA WATER DISTRICT serves 31,059 people · EPA ID CA4110001
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sonic Telecom.

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