San Mateo County property record for 423 Middle Rd, Belmont, CA 94002
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,840 sqft · built 1958 |
| Lot Size | 0.163 acres (7,118 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $3,031 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage Jul 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-192-090 |
| Primary APN | 044-192-090 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,840 sqft Living Area |
| 1st Floor Area | 1,840 sqft |
| Family Room | Family Room |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Lot Area | 7,118 sqft (0.163 acres) |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 423 MIDDLE RD |
|---|---|
| City | BELMONT |
| State | CA |
| Zip | 94002-2128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10010 |
| Legal Description | LOT 9 CAMINO VISTA RSM 45/7 CITY OF BELMONT |
| Legal Subdivision | CAMINO VISTA |
| Legal Lot Number | 9 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SAN MATEO |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 608700 |
423 Middle Rd is owner-occupied and held in a trust since July 2017.
Source: San Mateo County records, as of July 15, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 423 MIDDLE RD, BELMONT, CA 94002-2128 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 31, 2017 | Deed of Trust, Mortgage · FHA Mortgage ONE REVERSE MTG |
| Jul 31, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Aug 10, 2017 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 31, 2017 |
| Transfer Doc | 0000069417 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 423 MIDDLE RD, BELMONT, CA 94002-2128 |
| Document Number | 0000069418 |
| Instrument Date | Jul 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 423 MIDDLE RD BELMONT CA 940022128, BELMONT, CA 94002-2128 |
| Document Number | 0000069418 |
|---|---|
| Date | Aug 10, 2017 |
| Instrument | 69418 |
| Name | ONE REVERSE MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92121 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 816 Months |
| Due | Aug 9, 2085 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.36% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 423 MIDDLE RD, BELMONT, CA 94002-2128 |
| Document Number | 0000069419 |
| Instrument Date | Jul 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 423 MIDDLE RD BELMONT CA 940022128, BELMONT, CA 94002-2128 |
| Document Number | 0000069419 |
|---|---|
| Date | Aug 10, 2017 |
| Instrument | 69419 |
| Name | HUD-HOUSING/URBAN DEV |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 816 Months |
| Due | Aug 9, 2085 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.36% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Aug 10, 2017 |
| Property Address | 423 MIDDLE RD, BELMONT, CA 94002-2128 |
| Document Number | 0000069417 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 69417 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 423 MIDDLE RD BELMONT CA 940022128, BELMONT, CA 94002-2128 |
The 2025 property tax bill for 423 Middle Rd was $3,031 with a homeowner's exemption.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Belmont City |
| County | San Mateo County |
| Elementary School District | Belmont-Redwood Shores Elementary School District (KG - 08) |
| Secondary School District | Sequoia Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $146,759 (+2%) Land $37,491 Building $109,268 | ||
| 2025 | $3,031.00 Homeowner's exemption | $143,882 Land $36,756 Building $107,126 | |
| 2023 | $2,965.00 (+2.1%) Homeowner's exemption | $138,297 Land $35,330 Building $102,967 | $2,078,010 |
| 2022 | $2,904.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 423 Middle Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 423 Middle Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MID-PENINSULA WATER DISTRICT serves 31,059 people · EPA ID CA4110001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Sonic Telecom.
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