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435 Michigan Ave, Elyria, OH 44035 Property Records

Lorain County property record for 435 Michigan Ave, Elyria, OH 44035 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,760 sqft · built 1974
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on File
Last Sale$143,000 (Jun 2006)
Tax Bill$3,307 (2025)
Deeds & MortgagesJul 2026 Construction Loan
Sep 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN06-25-003-111-061

Property Details

APN / Parcel Number

Primary APN06-25-003-111-061

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,760 sqft Living Area
1st Floor Area1,188 sqft
2nd Floor Area44 sqft
Family RoomFamily Room
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions157 ft deep x 60 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area180 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address435 MICHIGAN AVE
CityELYRIA
StateOH
Zip44035-7139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIVERSITY HTS #3 REVD 60 X 153.48 S/L 336
Legal SubdivisionUNIVERSITY HEIGHTS RESUBDIVISION #3
Legal Tract25
Legal Block111
Legal Lot Number336
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group3
Census Block3012
Census Tract71100

Owner

Source: Lorain County records · APN 06-25-003-111-061

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address435 MICHIGAN AVE, ELYRIA, OH 44035-7139
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2026Deed of Trust, Mortgage · Construction Mortgage
HUNTINGTON NATIONAL BANK
Sep 07, 2022Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 21, 2006 · Amount on Record
Deed SaleJun 21, 2006 · Amount on Record
Deed Document Number2006003648
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Recording DateJul 21, 2026
Property Address435 MICHIGAN AVE, ELYRIA, OH 44035-7139
Document Number0000104309
Instrument DateJul 14, 2026
Instrument2026104309
Transaction TypeMortgage
Record UpdatedJul 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address435 MICHIGAN AVE, ELYRIA, OH 44035-7139

Mortgage

Document Number0000104309,
DateJul 21, 2026
Instrument2026104309
Lender
NameHUNTINGTON NATIONAL BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueJul 14, 2056
Interest
Rate6.47%
Max Rate-1%

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address435 MICHIGAN AVE, ELYRIA, OH 44035-7139
Transaction TypeMortgage
Record UpdatedSep 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000890305
DateSep 07, 2022
Instrument2022-0890305
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 01, 2042

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,307.00$66,880 (+%) Land $12,340 Building $54,540$191,080 (-) Land $35,260 Building $155,820
2024$3,307.00 (+33.13%)$66,878 (+50.31%) Land $12,341 Building $54,537$191,080 (+50.31%) Land $35,260 Building $155,820
2023$2,484.00 (+0.36%)$44,493 (+0.01%) Land $10,763 Building $33,730$127,120 (-) Land $30,750 Building $96,370
2022$2,475.00$44,490 Land $10,760 Building $33,730
2021$127,120 Land $30,750 Building $96,370

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930711003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 5% of the US · above 22% of Ohio
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 518 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
Uniti GroupDSL300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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