Lorain County property record for 424 Michigan Ave, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1969 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Nov 2023) |
| Tax Bill | $1,154 (2025) |
| Deeds & Mortgages | Nov 2023 Sale May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-003-110-091 |
| Primary APN | 06-25-003-110-091 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,276 sqft (0.189 acres) |
| Lot Dimensions | 140 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 192 sqft |
| Patio Area | 120 sqft |
| Canopy | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 424 MICHIGAN AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIVERSITY HTS #3 REVD 60 X 140 |
| Legal Subdivision | UNIVERSITY HEIGHTS SUBDIVISION #3 |
| Legal Tract | 25 |
| Legal Block | 110 |
| Legal Lot Number | 296 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 71100 |
Source: Lorain County records · APN 06-25-003-110-091
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 424 MICHIGAN AVE, ELYRIA, OH 44035-7140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 27, 2023 | Warranty Deed, Transfer |
| May 21, 2021 | Survivorship Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 27, 2023 · Amount on Record |
| Deed Sale | Nov 27, 2023 · Amount on Record |
| Prior Sale | May 21, 2021 · Amount on Record |
| Deed Document Number | 2023006326 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 27, 2023 |
| Property Address | 424 MICHIGAN AVE, ELYRIA, OH 44035-7140 |
| Document Number | 0000936793 |
| Map Reference | VOL 27 PG 3 |
| Instrument Date | Nov 27, 2023 |
| Instrument | 2023-0936793 |
| Transaction Type | Transfer |
| Record Updated | Dec 05, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2460 DEERFIELD DR, AVON, OH 44011-1782 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 424 MICHIGAN AVE, ELYRIA, OH 44035-7140 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 21, 2021 |
| Property Address | 424 MICHIGAN AVE, ELYRIA, OH 44035-7140 |
| Document Number | 20210819183 |
| Map Reference | VOL 27 PG 3 |
| Instrument Date | May 19, 2021 |
| Instrument | 2021-0819183 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Title Company | OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 424 MICHIGAN AVE, ELYRIA, OH 44035-7140 |
| Document Number | 20210819184 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 2021-0819184 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,154.00 | $45,320 (-8.51%) Land $11,800 Building $33,520 | $129,480 (-8.51%) Land $33,700 Building $95,780 |
| 2024 | $1,154.00 (-49.61%) | $49,536 (+20.76%) Land $11,795 Building $37,741 | $141,530 (+20.76%) Land $33,700 Building $107,830 |
| 2023 | $2,290.00 (+0.35%) | $41,020 (-) Land $10,283 Building $30,737 | $117,200 (-) Land $29,380 Building $87,820 |
| 2022 | $2,282.00 | $41,020 Land $10,280 Building $30,740 | |
| 2021 | $117,200 Land $29,380 Building $87,820 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 467 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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