427 Michigan Ave, Elyria, OH 44035 Property Records

Lorain County property record for 427 Michigan Ave, Elyria, OH 44035 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,382 sqft · built 1974
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Aug 2017)
Tax Bill	$2,957 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-25-003-111-059`

Property Details

APN / Parcel Number

Primary APN	`06-25-003-111-059`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,382 sqft Living Area
Gross Area	2,910 sqft
1st Floor Area	1,486 sqft
Basement Area	560 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	154 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	240 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	427 MICHIGAN AVE
City	ELYRIA
State	OH
Zip	44035-7139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIVERSITY HTS #3 REVISED 65 X 153.71
Legal Subdivision	UNIVERSITY HTS 3
Legal Tract	25
Legal Block	111
Legal Lot Number	334
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	3
Census Block	3012
Census Tract	71100

Owner

Source: Lorain County records · APN 06-25-003-111-059

Assessment roll updated May 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	427 MICHIGAN AVE, ELYRIA, OH 44035-7139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MIDWEST MTG
Jan 16, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 09, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 09, 2017 · Amount on Record
Deed Sale	Aug 09, 2017 · Amount on Record
Deed Document Number	2017639802
Prior Transfer Date	May 25, 2017
Prior Transfer Doc	20170631197
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	427 MICHIGAN AVE, ELYRIA, OH 44035-7139
Document Number	0000779557
Instrument Date	Sep 16, 2020
Transaction Type	Mortgage
Record Updated	Oct 01, 2020
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	427 MICHIGAN AVE ELYRIA OH 440357139, ELYRIA, OH 44035-7139

Mortgage

Document Number	0000779557
Date	Sep 21, 2020
Instrument	779557

Lender

Name	AMERICAN MIDWEST MTG
Type	Mortgage Company
Address	PARMA HEIGHTS, OH 44130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Jan 16, 2020
Property Address	427 MICHIGAN AVE, ELYRIA, OH 44035-7139
Document Number	0000745912
Instrument Date	Jan 15, 2020
Instrument	745912
Transaction Type	Transfer
Record Updated	Jan 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 MICHIGAN AVE ELYRIA OH 440357139, ELYRIA, OH 44035-7139

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 09, 2017
Property Address	427 MICHIGAN AVE, ELYRIA, OH 44035-7139
Document Number	0000639802
Map Reference	PB 27 PG 3
Instrument Date	Aug 03, 2017
Instrument	2017-0639802
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Tax	$620.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 MICHIGAN AVE, ELYRIA, OH 44035-7139

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,957.00 (-15.32%) Homeowner's exemption	$83,600 (%) Land $13,250 Building $70,350	$238,860 (-) Land $37,860 Building $201,000
2024	$3,492.00 (+25.16%)	$83,601 (+38.49%) Land $13,251 Building $70,350	$238,860 (+38.49%) Land $37,860 Building $201,000
2023	$2,790.00 (-0.43%)	$60,365 (-0.01%) Land $11,557 Building $48,808	$172,470 (-) Land $33,020 Building $139,450
2022	$2,802.00	$60,370 Land $11,560 Building $48,810
2021			$172,470 Land $33,020 Building $139,450

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930711003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 467 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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