Lincoln County property record for 435 Hwy AA, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 2,735 sqft · built 2000 |
| Lot Size | 7.31 acres (318,424 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,761 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-40-19-000-000-010.000 |
| Primary APN | 15-40-19-000-000-010.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,735 sqft Living Area |
| Basement Area | 1,609 sqft |
| Unfinished Basement | 1,609 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 318,424 sqft (7.31 acres) |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 435 HIGHWAY AA |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-4427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7.316 AC IN THE SW PT OF THE NESW OF SEC 19, SURVEY C1/50 |
| Legal Range | 01W |
| Legal Township | 49N |
| Legal Section | 19 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | BEDFORD |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 810205 |
435 Hwy AA is owner-occupied and held in a trust.
Source: Lincoln County records, as of September 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 435 HIGHWAY AA, TROY, MO 63379-4427 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 435 HIGHWAY AA, TROY, MO 63379-4427 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2454/867 |
|---|---|
| Date | Nov 5, 2020 |
| Book Page | 2454/867 |
| Instrument | 2020012947 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 435 Hwy AA was $3,761.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $63,785 (-) Land $7,724 Building $56,061 | ||
| 2025 | $3,761.00 | $63,785 Land $7,724 Building $56,061 | $335,710 Land $40,650 Building $295,060 |
| 2023 | $3,705.00 (+5.68%) | $59,787 Land $7,125 Building $52,662 | $314,670 Land $37,500 Building $277,170 |
| 2022 | $3,506.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 435 Hwy AA in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 435 Hwy AA is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: Systec Wireless Communications, Wisper ISP.
4G LTE (outdoors only), no 5G reported
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