Lincoln County property record for 481 Hwy AA, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,488 sqft · built 1984 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $109,400 (Jul 2005) |
| Tax Bill | $1,582 (2025) |
| Deeds & Mortgages | Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-40-19-000-000-010.001 |
| Primary APN | 15-40-19-000-000-010.001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,488 sqft Living Area |
| Basement Area | 1,488 sqft |
| Unfinished Basement | 1,488 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 481 HIGHWAY AA |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-4427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 AC PT. NW 1/4 SW 1/4 WEST OF HWY. AA |
| Legal Range | 01W |
| Legal Township | 49N |
| Legal Section | 19 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | BEDFORD |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 810205 |
481 Hwy AA is owned and occupied by two individuals who bought it in July 2005.
Source: Lincoln County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 481 HIGHWAY AA, TROY, MO 63379-4427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2005 · Amount on File |
| Deed Sale | Jul 18, 2005 · Amount on File |
| Deed Document Number | 20059079 |
| Deed Book / Page | 1771 / 203 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 481 HIGHWAY AA, TROY, MO 63379-4427 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017007341 |
|---|---|
| Date | Aug 7, 2017 |
| Book Page | 2413/0874 |
| Instrument | 2017007341 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Jul 27, 2032 |
The 2025 property tax bill for 481 Hwy AA was $1,582.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $25,888 (-) Land $3,230 Building $22,658 | ||
| 2025 | $1,582.00 | $25,888 Land $3,230 Building $22,658 | $136,250 Land $17,000 Building $119,250 |
| 2023 | $1,508.00 (+4.65%) | $24,341 Land $3,040 Building $21,301 | $128,110 Land $16,000 Building $112,110 |
| 2022 | $1,441.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 481 Hwy AA in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 481 Hwy AA is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Missouri |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures