357 Hwy AA, Troy, MO 63379 Property Records

Lincoln County property record for 357 Hwy AA, Troy, MO 63379 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,732 sqft · built 2020
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Dec 2020)
Tax Bill	$3,067 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-40-19-000-000-014.005`

Property Details

APN / Parcel Number

Primary APN	`15-40-19-000-000-014.005`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,732 sqft Living Area
Basement Area	1,732 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	357 HIGHWAY AA
City	TROY
State	MO
Zip	63379-4425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.00 AC IN THE MID PT OF THE S1/2 SW1/4 OF SECT 19
Legal Range	01W
Legal Township	49N
Legal Section	19
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1000
Census Tract	810204

Owner

Source: Lincoln County records · APN 15-40-19-000-000-014.005

Assessment roll updated September 11, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	357 HIGHWAY AA, TROY, MO 63379-4425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK & TRUST CO
Oct 05, 2020	Deed of Trust, Mortgage · Commercial Mortgage LENNY SCHUTE CONSTUCTION
Dec 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PEOPLES BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 23, 2020 · Amount on Record
Deed Sale	Dec 23, 2020 · Amount on Record
Deed Document Number	202015303
Deed Book / Page	2457 / 197
Prior Transfer Date	Dec 01, 2020
Prior Transfer Doc	2457/197
Record Updated	Jun 08, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	357 HIGHWAY AA, TROY, MO 63379-4425
Transaction Type	Mortgage
Record Updated	Nov 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 HIGHWAY AA, TROY, MO 63379-4425

Mortgage

Document Number	002484/790
Date	Oct 19, 2022
Book Page	2484/790
Instrument	2022010567

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	357 HIGHWAY AA, TROY, MO 63379-4425
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2453/328
Date	Oct 05, 2020
Book Page	2453/328
Instrument	2020011393

Lender

Name	LENNY SCHUTE CONSTUCTION
Type	Non-Lending Institution
Address	O FALLON, MO 63366

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Dec 23, 2020
Property Address	357 HIGHWAY AA, TROY, MO 63379-4425
Document Number	2457/197
Book / Page	2457 / 197
Instrument Date	Dec 01, 2020
Instrument	2020015303
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	357 HIGHWAY AA, 357, TROY, MO 63379-4425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 HIGHWAY AA, TROY, MO 63379-4425

Mortgage

Document Number	2020015302
Date	Dec 23, 2020
Instrument	2020015302

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated September 11, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,067.00 (+6.57%)	$50,183 (+8.02%) Land $4,902 Building $45,281	$264,120 (+8.02%) Land $25,800 Building $238,320
2023	$2,878.00 (+4.96%)	$46,455 Land $4,560 Building $41,895	$244,500 Land $24,000 Building $220,500
2022	$2,742.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (29113C), updated October 5, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 23% of Missouri
Wildfire Likelihood	About 1 in 3,571 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Gateway Fiber Holdings	Fiber	2,000 / 2,000
Spectrum	Fiber	1,000 / 1,000

May also be available at this address: SysTec Wireless Communications, Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

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