435 Forrest Ave, Biloxi, MS 39530 Property Records

Harrison County property record for 435 Forrest Ave, Biloxi, MS 39530

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,499 sqft · built 1965
Lot Size	0.34 acres (14,820 sqft)
Owner	Individual Name on File
Tax Bill	$381 (2025)
Deeds & Mortgages	Jan 2026 Sale
Flood Zone	Zone X (moderate risk)
APN	`1310A-03-021.000`

Property Details

APN / Parcel Number

Primary APN	`1310A-03-021.000`
Alternative APN	`003413`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,499 sqft Adjusted Area
1st Floor Area	2,217 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	14,820 sqft
Lot Dimensions	195 ft deep x 76 ft wide
Pool Area	496 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	003413
Street Address	435 FORREST AVE
City	BILOXI
State	MS
Zip	39530-1752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 45 FT OF S 76 FT OF LOT 22 & ALL LOT 25 BLK 1 GAYNEL GARDENS
Legal Range	09
Legal Township	07
Legal Section	29
Legal Subdivision	GAYNEL GARDENS
Legal Block	1
Legal Lot Number	22,25
Jurisdiction	HARRISON MS
Township / Civil Division	1
Census Block Group	1
Census Block	1030
Census Tract	3902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Reynoir Street Historic District listed 2015 · 25 contributing resources · NRIS 14001153

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

435 Forrest Ave is owned and occupied by an individual who acquired it in January 2026.

Source: Harrison County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	435 FORREST AVE, BILOXI, MS 39530-1752
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2026
Deed Sale	Jan 20, 2026
Deed Document Number	2026-0000294-D-J2
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Jan 20, 2026
Property Address	435 FORREST AVE, BILOXI, MS 39530-1752
Document Number	20260000294DJ2
Instrument Date	Jan 16, 2026
Instrument	2026-0000294-D-J2
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	680 BAY COVE DRIVE #205205, 205205, BILOD, MS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	435 FORREST AVE, BILOXI, MS 39530-1752

Tax Assessment & Valuation

The 2025 property tax bill for 435 Forrest Ave was $381 with a homeowner's exemption, up 1.1% from the year before.

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$381.00 (+1.06%) Homeowner's exemption	$12,336	$123,359 Land $27,793 Building $95,566
2024	$377.00 (+0.8%)
2023	$374.00 Homeowner's exemption	$11,950	$119,506 Land $27,793 Building $91,713
2022	$374.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 435 Forrest Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 167 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	15 (2005–2020)
Most Recent Claim	Oct 2020 · Hurricane Zeta
Claims by Event	Hurricane Zeta, Oct 2020 · 9 claims Hurricane Nate, Oct 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 435 Forrest Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILOXI-NORTH serves 9,858 people · EPA ID MS0240084
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	CITY OF BILOXI
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20