Shiawassee County property record for 435 E Water St, Vernon, MI 48476
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,012 sqft · built 1954 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $17,000 (Feb 2015) |
| Tax Bill | $1,668 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 012-74-003-020 |
| Primary APN | 012-74-003-020 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,012 sqft Living Area |
| 1st Floor Area | 1,012 sqft |
| Basement Area | 300 sqft |
| Unfinished Basement | 300 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Multi-Family |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Area | 552 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 435 E WATER ST |
|---|---|
| City | VERNON |
| State | MI |
| Zip | 48476-9105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WULFF'S CARL C ADD VERNON VILL LOT 33 & 34 BLK 3 |
| Legal Subdivision | WULFFS CARL C ADD |
| Legal Block | 3 |
| Legal Lot Number | 33-34 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | VERNON |
| Census Block Group | 2 |
| Census Block | 2067 |
| Census Tract | 31800 |
435 E Water St is owned and occupied by an individual who bought it in February 2015.
Source: Shiawassee County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5206 GARRISON RD, LAINGSBURG, MI 48848-9715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2015 · Amount on File |
| Deed Sale | Feb 27, 2015 · Amount on File |
| Prior Sale | May 29, 2013 · Amount on File |
| Deed Document Number | 20153270828 |
| Deed Book / Page | 1207 / 637 |
| Prior Transfer Date | May 22, 2013 |
| Prior Transfer Doc | 0011860801 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 435 E Water St was $1,668 with a homeowner's exemption, up 3.6% from the year before.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Vernon Township |
| Municipality | Vernon Village |
| Unified School District | Corunna Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,600 (+2.14%) | $105,200 (+2.14%) | |
| 2025 | $1,668.00 (+3.6%) Homeowner's exemption Additional exemption filed | $51,500 | $103,000 |
| 2024 | $1,610.00 (+18.12%) | ||
| 2023 | $1,363.00 Homeowner's exemption Additional exemption filed | $44,100 | $88,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 435 E Water St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 435 E Water St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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