419 E Water St, Vernon, MI 48476 Property Records

Shiawassee County property record for 419 E Water St, Vernon, MI 48476

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 918 sqft · built 1970
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$177,000 (Jun 2026)
Tax Bill	$1,615 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`012-74-003-018`

Property Details

APN / Parcel Number

Primary APN	`012-74-003-018`
Alternative APN	`0127400301800`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	918 sqft Living Area
1st Floor Area	918 sqft
Basement Area	918 sqft
Unfinished Basement	918 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	419 E WATER ST
City	VERNON
State	MI
Zip	48476-9105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WULFF'S CARL C ADD VERNON VILL LOT 28 BLK 3
Legal Subdivision	WULFFS CARL C ADD
Legal Block	3
Legal Lot Number	28
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	VERNON
Census Block Group	2
Census Block	2067
Census Tract	31800

Owner

419 E Water St is owned and occupied by an individual who bought it in June 2026.

Source: Shiawassee County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	107 E FIRST, MORRICE, MI 48857-2509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE COMPANY
Jun 9, 2026	Warranty Deed, Transfer CROSSROADS TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2026 · Amount on File
Deed Sale	Jun 9, 2026 · Amount on File
Prior Sale	Jan 14, 2025 · Amount on File
Deed Document Number	20263404058
Deed Book / Page	1339 / 479
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Recording Date	Jun 3, 2026
Property Address	419 E WATER ST, VERNON, MI 48476-9105
Document Number	0013390313
Book / Page	1339 / 313
Instrument Date	May 26, 2026
Instrument	20263403892
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 E FIRST, MORRICE, MI 48857-2509

Mortgage

Document Number	0003403892,
Date	Jun 3, 2026
Book Page	1339/313
Instrument	20263403892

Lender

Name	TOWNE MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Jun 9, 2026
Property Address	419 E WATER ST, VERNON, MI 48476-9105
Document Number	0013390479
Book / Page	1339 / 479
Instrument Date	May 26, 2026
Instrument	20263404058
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	CROSSROADS TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$153,742.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 E FIRST, MORRICE, MI 48857-2509

Tax Assessment & Valuation

The 2025 property tax bill for 419 E Water St was $1,615 with a homeowner's exemption, down 4.1% from the year before.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Vernon Township
Municipality	Vernon Village
Unified School District	Corunna Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,500 (+2.68%)	$115,000 (+2.68%)
2025	$1,615.00 (-4.1%) Homeowner's exemption	$56,000	$112,000
2024	$1,684.00 (+17.76%)
2023	$1,430.00 Homeowner's exemption Additional exemption filed	$43,900	$87,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 419 E Water St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 419 E Water St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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