Shiawassee County property record for 413 E Water St, Vernon, MI 48476
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,349 sqft · built 1965 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Jun 2021) |
| Tax Bill | $2,223 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012-74-003-015 |
| Primary APN | 012-74-003-015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,349 sqft Living Area |
| 1st Floor Area | 1,349 sqft |
| Basement Area | 481 sqft |
| Unfinished Basement | 481 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Area | 780 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 413 E WATER ST |
|---|---|
| City | VERNON |
| State | MI |
| Zip | 48476-9105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WULFF'S CARL C. ADD - VERNON VILL LOTS 24 & 25 BLK 3 |
| Legal Subdivision | WULFF'S CARL C. ADD |
| Legal Block | 3 |
| Legal Lot Number | 24-25 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | VERNON |
| Census Block Group | 2 |
| Census Block | 2067 |
| Census Tract | 31800 |
413 E Water St is owned and occupied by an individual who bought it in June 2021.
Source: Shiawassee County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 64, VERNON, MI 48476-0064 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2021 · Amount on File |
| Deed Sale | Jun 25, 2021 · Amount on File |
| Deed Document Number | 20213348108 |
| Deed Book / Page | 1284 / 324 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jun 25, 2021 |
| Property Address | 413 E WATER ST, VERNON, MI 48476-9105 |
| Document Number | 0012840324 |
| Book / Page | 1284 / 324 |
| Map Reference | LB 1 PG 30 |
| Instrument Date | Jun 22, 2021 |
| Instrument | 3348108 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2352 S KERBY RD, 2352, CORUNNA, MI 48817-9510 |
| Name | Verified Name |
|---|---|
| Address | 200 W MCNEIL ST, CORUNNA, MI 48817-1622 |
| Document Number | 3348109 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 3348109 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 413 E Water St was $2,223 with a homeowner's exemption, up 3.3% from the year before.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Vernon Township |
| Municipality | Vernon Village |
| Unified School District | Corunna Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $94,400 (+3.17%) | $188,800 (+3.17%) | |
| 2025 | $2,223.00 (+3.35%) Homeowner's exemption | $91,500 | $183,000 |
| 2024 | $2,151.00 (+19.3%) | ||
| 2023 | $1,803.00 Homeowner's exemption | $74,500 | $149,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 413 E Water St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 413 E Water St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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