Branch County property record for 435 E Lockwood Rd, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100 (Nov 2000) |
| Tax Bill | $1,398 (2025) |
| Deeds & Mortgages | May 2022 Second Mortgage Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-010-100-003-99 |
| Primary APN | 110-010-100-003-99 |
|---|
| Lot Area | 87,120 sqft (2 acres) |
|---|
| Street Address | 435 E LOCKWOOD RD |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-9512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAR BEG 115 FT E OF NW COR OF SD SEC TH 307 FT E & W BY 283.8 FT N & S IN NW COR OF E 1/2 OF NW 1/4 SEC 10 T7S R6W SPLIT FOR |
| Legal Range | 06W |
| Legal Township | 07S |
| Legal Section | 10 |
| Legal Subdivision | NOW ADD |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | OVID |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 951100 |
Source: Branch County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 435 E LOCKWOOD RD, COLDWATER, MI 49036-9512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 23, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HONOR CU |
| Jul 12, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage HONOR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2000 · Amount on Record |
| Deed Sale | Nov 13, 2000 · Amount on Record |
| Deed Book / Page | 819 / 826 |
| Last Transfer Date | Jul 2, 2021 |
| Transfer Doc | 202105521 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 435 E LOCKWOOD RD, COLDWATER, MI 49036-9512 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 435 E LOCKWOOD RD, COLDWATER, MI 49036-9512 |
| Document Number | 0202203711 |
|---|---|
| Date | May 23, 2022 |
| Instrument | 2022-03711 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 2, 2027 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Jul 12, 2021 |
| Property Address | 435 E LOCKWOOD RD, COLDWATER, MI 49036-9512 |
| Document Number | 202105521 |
| Instrument Date | Jul 2, 2021 |
| Instrument | 2021-05521 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 435 E LOCKWOOD RD, COLDWATER, MI 49036-9512 |
| Document Number | 202105522 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | 2021-05522 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Ovid Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $66,150 (+0.86%) | $132,300 (+0.86%) | |
| 2025 | $1,398.00 (+2.79%) | $65,585 | $131,170 |
| 2024 | $1,360.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
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