406 E Lockwood Rd, Coldwater, MI 49036 Property Records

Branch County property record for 406 E Lockwood Rd, Coldwater, MI 49036

Property Summary

Property Type	Agricultural Vacant Land
Lot Size	25.3 acres (1,105,553 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Nov 2023)
Tax Bill	$1,723 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`110-003-300-003-99`

Property Details

APN / Parcel Number

Primary APN	`110-003-300-003-99`

Exterior

Architectural Style	Multi-Family
Lot Area	1,105,553 sqft (25.3 acres)

Location & Zoning

Street Address	406 E LOCKWOOD RD
City	COLDWATER
State	MI
Zip	49036-9512
Property Category	Agriculture or Farming
Property Type	Vacant Land > Agricultural
Legal Description	SW 1/4 OF SW 1/4 EXC COM AT SW COR OF SEC TH N 89DEG 16MIN 28SEC E 150 FT ON S LI OF SEC TO POB TH N 00DEG 31MIN 18SEC W
Legal Range	06W
Legal Township	07S
Legal Section	03
Legal Subdivision	PART OF AND PART OF ADD
Jurisdiction	BRANCH MI
Township / Civil Division	OVID
Census Block Group	2
Census Block	2000
Census Tract	951100

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14 M 40, GOBLES, MI 49055
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage CENTURY BANK & TRUST
Dec 5, 2023	Correction Deed
Nov 28, 2023	Warranty Deed, Transfer BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TTL
May 9, 2022	Warranty Deed, Transfer · Conventional Mortgage KELLOGG COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2023 · Amount on Record
Deed Sale	Nov 28, 2023 · Amount on Record
Prior Sale	May 9, 2022 · Amount on Record
Deed Document Number	20236408
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	406 E LOCKWOOD RD, COLDWATER, MI 49036-9512
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 ELOCKWOOD ROAD, COLDWATER, MI 49036

Mortgage

Document Number	0202601002
Date	Feb 23, 2026
Instrument	2026-01002

Lender

Name	CENTURY BANK & TRUST
Type	Bank
Address	100 W CHICAGO ST, COLDWATER, MI 49036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

December 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	BRANCH MI
Recording Date	Dec 5, 2023
Property Address	E LOCKWOOD RD, COLDWATER, MI 49036
Document Number	0202306554
Instrument Date	Dec 4, 2023
Instrument	2023-06554
Record Updated	Dec 22, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	189 S ANGOLA RD, COLDWATER, MI 49036-9502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 M 40, GOBLES, MI 49055

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Nov 28, 2023
Property Address	E LOCKWOOD RD, COLDWATER, MI 49036
Document Number	0202306408
Instrument Date	Nov 22, 2023
Instrument	2023-06408
Transaction Type	Transfer
Record Updated	Dec 15, 2023
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TTL

Transaction

Amount	Amount Recorded
Tax	$1,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	189 S ANGOLA RD, COLDWATER, MI 49036-9502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 M 40, GOBLES, MI 49055

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	May 9, 2022
Property Address	E LOCKWOOD RD, COLDWATER, MI 49036
Document Number	0202203390
Instrument Date	Apr 22, 2022
Instrument	2022-03390
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	189 S ANGOLA RD, COLDWATER, MI 49036-9502

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	878 GEORGE RD, BRONSON, MI 49028-9773

Mortgage

Document Number	0202203391
Date	May 9, 2022
Instrument	2022-03391

Lender

Name	KELLOGG COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Ovid Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,263 (+165.15%)	$458,526 (+165.15%)
2025	$1,723.00 (+2.74%) Additional exemption filed	$86,465 (+57.31%)	$172,930 (+57.31%)
2024	$1,677.00
2023		$54,963	$109,926

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Lakeland Internet Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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