435 Colonial Pl, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 435 Colonial Pl, Nipomo, CA 93444

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,485 sqft · built 1998
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$626,000 (Nov 2015)
Tax Bill	$9,081 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`091-441-029`

Property Details

APN / Parcel Number

Primary APN	`091-441-029`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,485 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Wood
Lot Area	12,197 sqft (0.28 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	435 COLONIAL PL
City	NIPOMO
State	CA
Zip	93444-5718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	REC
Legal Description	TR 1912-U1 PTN LTS 26 & 34
Legal Subdivision	TRACT NO 1912
Legal Tract	1912-U1
Legal Block	1
Legal Lot Number	26,34
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1026
Census Tract	12305

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	435 COLONIAL PL, NIPOMO, CA 93444-5718
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 15, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 4, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2015 · Amount on Record
Deed Sale	Nov 10, 2015 · Amount on Record
Prior Sale	Mar 10, 2006 · Amount on Record
Deed Document Number	201557729
Prior Transfer Date	Nov 5, 2004
Prior Transfer Doc	0000008041
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	435 COLONIAL PL, NIPOMO, CA 93444-5718
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 COLONIAL PL, NIPOMO, CA 93444-5718

Mortgage

Document Number	0000032312
Date	Oct 22, 2025
Instrument	2025032312

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	242 Months
Due	Dec 1, 2045

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	435 COLONIAL PL, NIPOMO, CA 93444-5718
Transaction Type	Mortgage
Record Updated	Dec 26, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 COLONIAL PL, NIPOMO, CA 93444-5718

Mortgage

Document Number	0000037278
Date	Dec 15, 2023
Instrument	2023037278

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Dec 1, 2045

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	435 COLONIAL PL, NIPOMO, CA 93444-5718
Transaction Type	Mortgage
Record Updated	May 30, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 COLONIAL PL, NIPOMO, CA 93444-5718

Mortgage

Document Number	0000019580
Date	May 4, 2022
Instrument	2022019580

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	435 COLONIAL PL, NIPOMO, CA 93444-5718
Transaction Type	Mortgage
Record Updated	Sep 3, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 COLONIAL PL, NIPOMO, CA 93444-5718

Mortgage

Document Number	0000059019
Date	Aug 25, 2021
Instrument	2021059019

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	292 Months
Due	Dec 1, 2045

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$755,751 (+2%) Land $326,014 Building $429,737
2025	$9,081.00 (+4.03%)	$740,933 (+4.04%) Land $319,622 Building $421,311
2023	$8,729.00 (+1.19%)	$712,162 Land $307,211 Building $404,951
2022	$8,626.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Advanced Wireless, Ranch Wifi, Verizon.

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