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435 Cold Spring Ave, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 435 Cold Spring Ave, West Springfield, MA 01089

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 759 sqft · built 1943
Lot Size5.23 acres (227,871 sqft)
OwnerIndividual Name on Record
Last Sale$156,500 (Sep 2025)
Tax Bill$2,067 (2026)
Deeds & MortgagesJun 2024 Refinance
Sep 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (reduced by levee)
APNC01-10043-50-001

Property Details

APN / Parcel Number

Primary APNC01-10043-50-001
Alternative APN
  • WSPR M:00C01 B:00010 L:00435

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area759 sqft Living Area

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1943
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area227,871 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberC01-10043-50-001
Street Address435 COLD SPRING AVE
CityWEST SPRINGFIELD
StateMA
Zip01089-3768
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeBB1
Legal SubdivisionWENTWORTH ESTATES CONDO
Legal Block10
Legal Lot Number435
JurisdictionWEST SPRINGFIELD MA
Township / Civil DivisionWEST SPRINGFIELD TOWN
Census Block Group2
Census Block2015
Census Tract812300

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address104 NORTH ST, AGAWAM, MA 01001-1361
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
COMMERCIAL LENDER LLC
Sep 25, 2025Quit Claim Deed, Transfer · Conventional Mortgage
WESTFIELD BANK FSB
May 9, 2024Deed, Transfer
May 7, 2024Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 25, 2025 · Amount on Record
Deed SaleSep 25, 2025 · Amount on Record
Prior SaleMay 9, 2024 · Amount on Record
Deed Book / Page26040 / 542
Record UpdatedOct 29, 2026

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST SPRINGFIELD MA
Property Address435 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3768
Transaction TypeMortgage
Record UpdatedJan 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number025446-295
DateJun 7, 2024
Book Page25446/295
Instrument24751
Lender
NameCOMMERCIAL LENDER LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 1, 2054

September 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateSep 25, 2025
Property Address435 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3768
Document Number026040-542
Book / Page26040 / 542
Instrument DateSep 25, 2025
Instrument45290
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 NORTH ST, AGAWAM, MA 01001-1361

Mortgage

Document Number0000045291
DateSep 25, 2025
Instrument45291
Lender
NameWESTFIELD BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

May 2024: Deed, Transfer

Document TypeDeed
JurisdictionWEST SPRINGFIELD MA
Recording DateMay 9, 2024
Property Address435 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3768
Document Number025413-284
Book / Page25413 / 284
Instrument DateMay 7, 2024
Instrument19969
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1286C BROADWAY # 283, 283, SAUGUS, MA 01906-4100

May 2024: Deed, Transfer

Document TypeDeed
JurisdictionWEST SPRINGFIELD MA
Recording DateMay 7, 2024
Property Address435 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3768
Document Number025409-440
Book / Page25409 / 440
Instrument DateApr 30, 2024
Instrument19414
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address435 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3768

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWest Springfield Town City
Unified School DistrictWest Springfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,067.00 (+10.83%)$147,400 (+17.54%) Building $147,400$153,699 (+13.14%)
2025$1,865.00 (+13.17%)$125,400 (+12.67%) Building $125,400$135,850
2024$1,648.00 (+18.9%)$111,300 (+24.78%) Building $111,300
2023$1,386.00$89,200 Building $89,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST SPRINGFIELD DPW WATER DIVISION
serves 28,835 people · EPA ID MA1325000
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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