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438 Cold Spring Ave, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 438 Cold Spring Ave, West Springfield, MA 01089

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 759 sqft · built 1943
Lot Size3.28 acres (143,146 sqft)
OwnerCompany Name on Record
Last Sale$92,000 (Feb 2022)
Tax Bill$2,067 (2026)
Deeds & MortgagesJul 2022 Refinance
Feb 2022 Sale
+ 3 more
Flood ZoneZone X (reduced by levee)
APNC01-11043-80-001

Property Details

APN / Parcel Number

Primary APNC01-11043-80-001
Alternative APN
  • WSPR M:00C01 B:00011 L:00438

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area759 sqft Living Area

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1943
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area143,146 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberC01-11043-80-001
Street Address438 COLD SPRING AVE
CityWEST SPRINGFIELD
StateMA
Zip01089-3712
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeBB1
Legal Block11
Legal Lot Number438
JurisdictionWEST SPRINGFIELD MA
Township / Civil DivisionWEST SPRINGFIELD TOWN
Census Block Group2
Census Block2014
Census Tract812300

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address632 WESTFIELD ST, WEST SPRINGFIELD, MA 01089-3887
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
NEW VALLEY BANK & TRUST
Feb 25, 2022Quit Claim Deed, Transfer
May 22, 2019Condominium Deed, Foreclosure
NOT AVAILABLE
Feb 25, 2019Condominium Deed, Foreclosure
Feb 13, 2019Condominium Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 25, 2022 · Amount on Record
Deed SaleFeb 25, 2022 · Amount on Record
Prior SaleFeb 13, 2019 · Amount on Record
Deed Document Number202212108
Deed Book / Page24423 / 126
Prior Transfer DateFeb 24, 2022
Prior Transfer Doc024423-126
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST SPRINGFIELD MA
Property Address438 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3712
Transaction TypeMortgage
Record UpdatedJul 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024622-544
DateJul 1, 2022
Book Page24622/544
Instrument40221
Lender
NameNEW VALLEY BANK & TRUST
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

February 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateFeb 25, 2022
Property Address438 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3712
Document Number024423-126
Book / Page24423 / 126
Instrument DateFeb 24, 2022
Instrument12108
Transaction TypeTransfer
Record UpdatedMar 11, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address632 WESTFIELD ST, W SPRINGFIELD, MA 01089-3887

May 2019: Condominium Deed, Foreclosure

Document TypeCondominium Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateMay 22, 2019
Property Address438 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3712
Document Number22675-505
Book / Page022675 / 000505
Instrument DateMay 22, 2019
Instrument26480
Transaction TypeForeclosure
Record UpdatedJun 11, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3415 VISION DR COLUMBUS OH 432196009, COLUMBUS, OH 43219-6009

February 2019: Condominium Deed, Foreclosure

Document TypeCondominium Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateFeb 25, 2019
Property Address438 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3712
Document Number22564-218
Book / Page022564 / 000218
Instrument DateFeb 19, 2019
Instrument9388
Transaction TypeForeclosure
Record UpdatedMar 12, 2019

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3401 W END AVE #760W NASHVILLE TN 372031042, 760W, NASHVILLE, TN 37203-1042

February 2019: Condominium Deed, Foreclosure

Document TypeCondominium Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateFeb 13, 2019
Property Address438 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3712
Document Number22554-199
Book / Page022554 / 000199
Instrument DateJan 29, 2019
Instrument7828
Transaction TypeForeclosure
Record UpdatedMar 5, 2019

Transaction

AmountAmount Recorded
Tax$218.87
Amount AccuracyConfirmed
Additional
  • Lis Pendens

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7255 BAYMEADOWS WAY JACKSONVILLE FL 322566851, JACKSONVILLE, FL 32256-6851

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWest Springfield Town City
Unified School DistrictWest Springfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,067.00 (+10.83%)$147,400 (+17.54%) Building $147,400$164,046 (+35.01%)
2025$1,865.00 (+13.17%)$125,400 (+12.67%) Building $125,400$121,505
2024$1,648.00 (+18.9%)$111,300 (+24.78%) Building $111,300
2023$1,386.00$89,200 Building $89,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST SPRINGFIELD DPW WATER DIVISION
serves 28,835 people · EPA ID MA1325000
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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