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430 Cold Spring Ave, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 430 Cold Spring Ave, West Springfield, MA 01089

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 759 sqft · built 1943
Lot Size3.28 acres (143,146 sqft)
OwnerCompany Name on File
Last Sale$105,000 (Sep 2022)
Tax Bill$2,067 (2026)
Deeds & MortgagesSep 2022 Sale & Mortgage
Oct 2019 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APNC01-11043-00-001

Property Details

APN / Parcel Number

Primary APNC01-11043-00-001
Alternative APN
  • WSPR M:00C01 B:00011 L:00430

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area759 sqft Living Area

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1943
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area143,146 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberC01-11043-00-001
Street Address430 COLD SPRING AVE
CityWEST SPRINGFIELD
StateMA
Zip01089-3712
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeBB1
Legal Block11
Legal Lot Number430
JurisdictionWEST SPRINGFIELD MA
Township / Civil DivisionWEST SPRINGFIELD TOWN
Census Block Group2
Census Block2014
Census Tract812300

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address632 WESTFIELD ST, WEST SPRINGFIELD, MA 01089-3887
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
NEW VALLEY BANK & TRUST
Oct 11, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
UNITED BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2022 · Amount on File
Deed SaleSep 30, 2022 · Amount on File
Prior SaleOct 11, 2019 · Amount on File
Deed Document Number202258757
Deed Book / Page24746 / 574
Prior Transfer DateSep 28, 2022
Prior Transfer Doc024746-574
Record UpdatedOct 29, 2026

September 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateSep 30, 2022
Property Address430 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3712
Document Number024746-574
Book / Page24746 / 574
Instrument DateSep 28, 2022
Instrument58757
Transaction TypeTransfer
Record UpdatedOct 14, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address632 WESTFIELD ST, WEST SPRINGFIELD, MA 01089-3887
InvestorPossibly a Property Investor

Mortgage

Document Number0000058794
DateSep 30, 2022
Instrument58794
Lender
NameNEW VALLEY BANK & TRUST
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateOct 11, 2019
Property Address430 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3712
Document Number22897-92
Book / Page22897 / 92
Instrument DateOct 4, 2019
Instrument59217
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 W SILVER ST #1875 # 1875, 1875, WESTFIELD, MA 01085-3626

Mortgage

Document Number59234
DateOct 11, 2019
Instrument59234
Lender
NameUNITED BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWest Springfield Town City
Unified School DistrictWest Springfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,067.00 (+10.83%)$147,400 (+17.54%) Building $147,400$161,293 (+28.72%)
2025$1,865.00 (+13.17%)$125,400 (+12.67%) Building $125,400$125,305
2024$1,648.00 (+18.9%)$111,300 (+24.78%) Building $111,300
2023$1,386.00$89,200 Building $89,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST SPRINGFIELD DPW WATER DIVISION
serves 28,835 people · EPA ID MA1325000
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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