435 Buttonwoods Rd, Elkton, MD 21921 Property Records

Cecil County property record for 435 Buttonwoods Rd, Elkton, MD 21921

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,280 sqft · built 2000
Lot Size	0.045 acres (1,960 sqft)
Owner	Individual Name on File
Last Sale	$164,900 (Feb 2020)
Tax Bill	$3,421 (2026)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-094278`

Property Details

APN / Parcel Number

Primary APN	`03-094278`
Alternative APNs	`3094278` `094278`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,280 sqft Total Area
Basement Area	480 sqft
Finished Basement	480 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,960 sqft (0.045 acres)
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	094278
Street Address	435 BUTTONWOODS RD
City	ELKTON
State	MD
Zip	21921-6521
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LOT 59 - .0459 ACRE 435 BUTTONWOODS ROAD THE COURTS
Legal Subdivision	VILLAGES SOUTHFIELD
Legal Lot Number	59
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	1
Census Block	1014
Census Tract	30505

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

435 Buttonwoods Rd, a townhouse, is owned and occupied by an individual who bought it in February 2020.

Source: Cecil County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	435 BUTTONWOODS RD, ELKTON, MD 21921-6521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2020 · Amount on File
Deed Sale	Feb 11, 2020 · Amount on File
Prior Sale	Sep 26, 2000 · Amount on File
Deed Book / Page	4549 / 358
Record Updated	Oct 29, 2026

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Feb 11, 2020
Property Address	435 BUTTONWOODS RD, ELKTON, MD 21921-6521
Document Number	0045490358
Book / Page	4549 / 358
Map Reference	LB 565 FO 1029
Instrument Date	Jan 21, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 BUTTONWOODS RD, ELKTON, MD 21921-6521

Mortgage

Document Number	0004549365
Date	Feb 11, 2020
Instrument	4549/365

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 435 Buttonwoods Rd was $3,421, up 8.7% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,421.00 (+8.74%)	$198,900	$215,900 Land $60,000 Building $155,900
2025	$3,146.00
2023	$1,939.00	$151,667	$164,900 Land $38,000 Building $126,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 435 Buttonwoods Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2003–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 Buttonwoods Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: IQ Fiber, Verizon.

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